Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 841–855 results
- Members Advantage Credit UnionAdvantage SavingsSavings · $5,000 min · 2.41%–2.46% by balance
Credit union · Add a location to see nearby branches
2.43%APY$243 a year on $10,000Requirements
Product: Fixed-rate premium savings account for MACU members. Unlimited deposits and up to three withdrawals or transfers per month. Dividends paid monthly. Direct deposit available.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - Members 1st Credit UnionMoney MarketMoney Market · $2,500 min · 2.43%–3.25% by balance
Credit union · Add a location to see nearby branches
2.43%APY$243 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded and credited monthly, and earned on the entire balance based on the tier in which average daily balance falls. Minimum $250 withdrawals/transfers.
Offer: Minimum average daily balance of $2,500 required to earn dividends. Dividends earned on entire balance based on tier.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 2.43% $20,000 – $49,999 2.84% $50,000 – $74,999 3.04% $75,000 and up 3.25% Rate checked
More details - Dow Credit UnionSimple High Yield DepositSavings · $0 min · 2.42%–3.75% by balance
Credit union · Add a location to see nearby branches
2.42%APY$242 a year on $10,000Requirements
Product: The Simple High Yield Deposit savings account is an alternative high yield savings account that allows you to earn more interest the more you save. It offers a higher yield that automatically adjusts as your balance changes, however, it is not eligible for the potential year-end Member Saver Reward.
2.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Simple High Yield Deposit Balance APY Up to $50,000Your amount 2.42% $50,000 – $100,000 3.14% $100,000 – $150,000 3.40% $150,000 and up 3.75% Rate checked
More details - BluCurrent Credit UnionMoney MarketMoney Market · $2,500 min · 2.40%–3.40% by balance
Credit union · Add a location to see nearby branches
2.40%APY$240 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on daily balance. Requires maintaining a balance of at least $2,500 to earn interest. Up to 6 withdrawals per month without penalty.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 2.40% $50,000 – $100,000 2.65% $100,000 – $250,000 2.90% $250,000 – $500,000 3.15% $500,000 and up 3.40% Rate checked
More details - Seattle BankPersonal Money MarketPersonal Money Market · $100 min
Bank · Add a location to see nearby branches
2.40%APY$240 a year on $10,000Requirements
Product: Avoid a monthly $5 service fee by maintaining a daily balance of $1,000 or more. Interest compounded daily, paid monthly.
Offer: Avoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly.
2.37% interest rate · Compounded daily · $5 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Variable rate account. Interest compounded daily, credited monthly. Unlimited withdrawals. Can be used as overdraft protection on a Seattle Bank checking account.
2.37% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Spring BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–3.00% by balance
Bank · Add a location to see nearby branches
2.40%APY$240 a year on $10,000Requirements
Product: Minimum deposit to open is $1,000. A $15 monthly service fee applies if the average daily balance falls below $1,000. Interest is compounded and credited monthly, accruing on the daily collected balance.
Offer: Monthly service fee of $15 applies if average daily balance falls below $1,000.
0.05% interest rate · $15 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.05% $1,000 – $25,000Your amount 2.40% $25,000 – $50,000Monthly service fee of $15 is avoided with a $1,000 average daily balance. 2.50% $50,000 – $250,000Monthly service fee of $15 is avoided with a $1,000 average daily balance. 2.70% $250,000 and upMonthly service fee of $15 is avoided with a $1,000 average daily balance. 3.00% Rate checked
More details - Winchester Co-operative BankCo-operative Select Savings AccountSavings · $10 min · 1.00%–3.00% by balance
Bank · Add a location to see nearby branches
2.40%APY$240 a year on $10,000Requirements
Product: Variable rate account. Rates may change after opening. $12 monthly maintenance fee can be avoided by keeping an average minimum daily balance of $1,000.
Offer: Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance.
1.00% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Co-operative Select Savings Account Balance APY Up to $2,500 1.00% $2,500 – $500,000Your amount 2.40% Over $500,000 3.00% Rate checked
More details - ONE AMERICAN BANKSavings+Savings · $100 min · 2.00%–3.30% by balance
Bank · Add a location to see nearby branches
2.40%APY$240 a year on $10,000Requirements
Product: $2 monthly maintenance fee avoided by maintaining a $10,000 relationship balance (sum of average daily balances for primary, household demand deposit accounts plus current balance of time deposit accounts). Rate and APY may change after account opening. Fees could reduce earnings.
1.98% interest rate · $2 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Savings+ Balance APY Up to $10,000 2.00% $10,000 – $25,000Your amount 2.40% $25,000 – $50,000 2.80% $50,000 and up 3.30% Rate checked
More details - Honor BankBayfront Money MarketBayfront Money Market · $5,000 min · 0.30%–3.30% by balance
Bank · Add a location to see nearby branches
2.40%APY$240 a year on $10,000intro rateRequirements
Product: $5,000 minimum to open – business or personal new money. $25.00 monthly maintenance fee if balance falls below $5,000 at any point during statement period. Free eStatements, eNotices, Online Banking & Bill Pay and Mobile Banking. $4 monthly paper statement fee waived with enrollment in e-Statements. Limits certain types of withdrawals/transfers to 6 per cycle; $10 fee for each item over first 6 transactions.
Offer: Funded with new money. $25 monthly maintenance fee if balance falls below $5,000 during statement period.
Promotional rate · $25 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for Bayfront Money Market Balance APY Up to $10,000 0.30% $10,000 – $100,000Your amount 2.40% $100,000 – $250,000 2.80% $250,000 – $1,000,000 3.05% $1,000,000 and up 3.30% Rate checked
More details - Valley Strong Credit UnionRelationship Money MarketRelationship Money Market · $2,500 min
Credit union · Add a location to see nearby branches
2.40%APY$240 a year on $10,000with conditionsRequirements
Product: Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. Variable rates; fees may reduce earnings.
Offer: Pricing for Kern, Kings, and Tulare Counties. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.
Qualified rate · 2.37% interest rate · Effective Aug 1, 2026
Rate checked
More details - Toyota Financial Savings BankPersonal Money MarketPersonal Money Market · $500 min · 2.38%–2.78% by balance
Bank · Add a location to see nearby branches
2.38%APY$238 a year on $10,000Requirements
Product: Available to eligible Dealer Banking, Team Member Banking, or Team Member Relocation program participants and their qualifying relatives/retirees. Variable-rate account; up to six withdrawals or transfers per statement cycle.
Offer: Minimum balance to earn interest is $0.01. Variable rate may change after opening.
2.35% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 2.38% $10,000 – $100,000Your amount 2.38% $100,000 – $1,000,000 2.78% $1,000,000 and up 2.78% Rate checked
More details - Frankenmuth Credit UnionPlus SavingsSavings · $500 min · 2.34%–2.90% by balance
Credit union · Add a location to see nearby branches
2.38%APY$238 a year on $10,000Requirements
Product: Must maintain a daily minimum balance of $500 to earn dividends and obtain disclosed APY. No monthly service fee. May not be used in the overdraft table.
Offer: Tier $500 - $9,999.
2.31% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Plus Savings Balance APY $500 – $9,999 2.34% $10,000 – $24,999Your amount 2.38% $25,000 – $99,999 2.47% $100,000 – $499,999 2.72% $500,000 – $999,999 2.77% $1,000,000 and up 2.90% Rate checked
More details - PSECUMoney MarketMoney Market · $500 min · 2.35%–2.85% by balance
Credit union · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: Each member account can only have one money market account. Requires maintaining a minimum daily balance of $500 to earn dividends; balances below $500 earn no dividends. Dividends are compounded daily and credited monthly. Dividends are calculated by the daily balance method. Dividends are paid on the full balance in the share at the dividend rate corresponding to the applicable share balance tier. Variable rate subject to change. Rates and information subject to change at any time. Fees could reduce earnings.
Offer: Requires maintaining a minimum daily balance of $500 to earn dividends. Rate applies to the full balance. Variable rate.
2.33% interest rate · Compounded daily · Effective Oct 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $5,000 2.35% $5,000 – $20,000Your amount 2.35% $20,000 – $50,000 2.45% $50,000 – $100,000 2.60% $100,000 and up 2.85% Rate checked
More details - Canton Co-operative BankPremium Money Market AccountPremium Money Market Account · $10 min · 1.01%–3.25% by balance
Bank · Add a location to see nearby branches
2.35%APY$235 a year on $10,000Requirements
Product: No minimum or maintenance fees. Eligible for a Visa debit card. Can be opened online 24/7 or in person.
1.98% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 2.00% $10,000 – $100,000Your amount 2.35% $100,000 – $300,000 3.05% $300,000 – $1,000,000 3.25% $1,000,000 and up 1.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank