Bank · FDIC insured
Spring Bank Savings Rates
Top CarrotSpring Bank’s best savings rate is 2.40% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Spring Bank’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Spring Bank has the most branches. $10,000, best rate first.
This bank’s best
Spring Bank
2.40%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $240
Money Market Account
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Spring Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.40%
- $10,000 balance$10,0002.40%
- $100,000 balance$100,0002.70%
- QualifiedQualified2.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Spring Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.40%APY
Minimum deposit to open is $1,000. A $15 monthly service fee applies if the average daily balance falls below $1,000. Interest is compounded and credited monthly, accruing on the daily collected balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Monthly service fee of $15 applies if average daily balance falls below $1,000. | 0.05% | — | Monthly service fee of $15 applies if average daily balance falls below $1,000. |
| $1,000 – $25,000Monthly service fee of $15 is avoided with a $1,000 average daily balance. | 2.40% | $240 | Monthly service fee of $15 is avoided with a $1,000 average daily balance. |
| $25,000 – $50,000Monthly service fee of $15 is avoided with a $1,000 average daily balance. | 2.50% | — | Monthly service fee of $15 is avoided with a $1,000 average daily balance. |
| $50,000 – $250,000Monthly service fee of $15 is avoided with a $1,000 average daily balance. | 2.70% | — | Monthly service fee of $15 is avoided with a $1,000 average daily balance. |
| $250,000 and upMonthly service fee of $15 is avoided with a $1,000 average daily balance. | 3.00% | — | Monthly service fee of $15 is avoided with a $1,000 average daily balance. |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.25%APY
A $100 average daily balance is required to avoid a monthly service fee. Interest is compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service fee of $2 is charged if the average daily balance falls below $100. Interest is compounded and credited quarterly and accrues on the daily collected balance.Any balance | 0.25% | $25 | Monthly service fee of $2 is charged if the average daily balance falls below $100. Interest is compounded and credited quarterly and accrues on the daily collected balance. |
Sources (1)
- springbankwi.bank/current-deposit-rates · captured Oct 5, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.25%APY
No minimum deposit, minimum balance, annual fee, or monthly fee. Interest is compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tier 1 rate for daily collected balance of $0 to $999.99. Interest compounded and credited monthly. | 0.10% | — | Tier 1 rate for daily collected balance of $0 to $999.99. Interest compounded and credited monthly. |
| $1,000 – $10,000Tier 2 rate for daily collected balance of $1,000 to $9,999.99. Interest compounded and credited monthly. | 0.20% | — | Tier 2 rate for daily collected balance of $1,000 to $9,999.99. Interest compounded and credited monthly. |
| $10,000 and upTier 3 rate for daily collected balance of $10,000 and higher. Interest compounded and credited monthly. | 0.25% | $25 | Tier 3 rate for daily collected balance of $10,000 and higher. Interest compounded and credited monthly. |
Sources (1)
- springbankwi.bank/current-deposit-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.