Bank · FDIC insured
Toyota Financial Savings Bank Savings Rates
Top CarrotToyota Financial Savings Bank’s best savings rate is 2.38% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Toyota Financial Savings Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Toyota Financial Savings Bank
2.38%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $238
Personal Money Market
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Toyota Financial Savings Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.38%
- $10,000 balance$10,0002.38%
- $100,000 balance$100,0002.78%
- QualifiedQualified2.38%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Toyota Financial Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
2.38%APY
Available to eligible Dealer Banking, Team Member Banking, or Team Member Relocation program participants and their qualifying relatives/retirees. Variable-rate account; up to six withdrawals or transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to earn interest is $0.01. Variable rate may change after opening. | 2.38% | — | Minimum balance to earn interest is $0.01. Variable rate may change after opening. |
| $10,000 – $100,000Minimum balance to earn interest is $0.01. Variable rate may change after opening. | 2.38% | $238 | Minimum balance to earn interest is $0.01. Variable rate may change after opening. |
| $100,000 – $1,000,000Minimum balance to earn interest is $0.01. Variable rate may change after opening. | 2.78% | — | Minimum balance to earn interest is $0.01. Variable rate may change after opening. |
| $1,000,000 and upMinimum balance to earn interest is $0.01. Variable rate may change after opening. | 2.78% | — | Minimum balance to earn interest is $0.01. Variable rate may change after opening. |
Personal Savings
0.10%APY
Offered to eligible Toyota and Lexus Dealers, Team Members, and their eligible family members. Variable rate accounts; rates and APYs may change after account opening. Minimum balance to earn interest is $0.01.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to earn interest is $0.01. Variable rate subject to change. | 0.10% | — | Minimum balance to earn interest is $0.01. Variable rate subject to change. |
| $10,000 – $100,000Minimum balance to earn interest is $0.01. Variable rate subject to change. | 0.10% | $10 | Minimum balance to earn interest is $0.01. Variable rate subject to change. |
| $100,000 – $1,000,000Minimum balance to earn interest is $0.01. Variable rate subject to change. | 0.50% | — | Minimum balance to earn interest is $0.01. Variable rate subject to change. |
| $1,000,000 and upMinimum balance to earn interest is $0.01. Variable rate subject to change. | 0.95% | — | Minimum balance to earn interest is $0.01. Variable rate subject to change. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.