Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results
- FAIRWINDS Credit UnionMy First Home SavingsSavings · $10 min
Credit union · Add a location to see nearby branches
3.39%APY$339 a year on $10,000Requirements
Product: $10 minimum opening deposit. Designed for first-time home buyers saving for a down payment.
Effective Oct 5, 2026
Rate checked
More details - Ephrata National BankCommunity Impact AccountCommunity Impact Account · $2,500 min
Bank · Add a location to see nearby branches
3.39%APY$339 a year on $10,000Requirements
Product: Formerly known as Community Funds Money Market (name changed on May 3, 2023). A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid the monthly maintenance fee.
3.34% interest rate · Effective Sep 29, 2025
Rate checked
More details - Vibrant Credit UnionInsured Money MarketInsured Money Market
Credit union · Add a location to see nearby branches
3.38%APY$338 a year on $10,000Requirements
Product: Rate tied to daily Effective Federal Funds Rate in effect at account opening less .50%. $5 Membership Share account required. Extended NCUA insurance coverage up to $15 million provided through partner credit unions.
Offer: The rate is tied to the daily Effective Federal Funds Rate in effect at account opening less .50%. $5 Membership Share account required.
Balance cap $15,000,000 · Effective Aug 12, 2026
Rate checked
More details - Honor Credit UnionAmplify Money MarketAmplify Money Market · $0 min
Credit union · Add a location to see nearby branches
3.37%APY$337 a year on $10,000with conditionsRequirements
Product: *Terms & Conditions: Amplify Money Market *APY = Annual Percentage Yield. Rates accurate as of 5/4/26. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. An additional bonus dividend of 2.87% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking or Connect Checking account – In order to satisfy the relationship bonus dividend requirements, credit card and debit card transactions must be from accounts within the same membership as the Amplify Money Market account and transactions must be posted by 5:00 PM EST on the last business day of the month. Please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 3.37% APY. Rates are variable and subject to change without notice. Insured by NCUA.
Offer: Total dividend of 3.37% APY (includes additional bonus dividend of 2.87% APY). Requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking or Connect Checking account within the same membership, posted by 5:00 PM EST on the last business day of the month. $0.01 minimum deposit required.
Qualified rate · 2.87% interest rate · Effective Oct 5, 2026
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.36%APY$336 a year on $10,000intro rateRequirements
Offer: Term: 4 Years
3.31% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - Neighbors Credit UnionPremier Relationship Money MarketPremier Relationship Money Market · $0 min · 0.00%–3.35% by balance
Credit union · Add a location to see nearby branches
3.35%APY$335 a year on $10,000with conditionsRequirements
Product: Requires a premier loan relationship: commercial, mortgage, or home equity loan with an open amount of $100,000 or greater, or a home equity line of credit with a credit line of $100,000 or greater. Minimum $10,000 to open.
Qualified rate
Rate by balance
Rate by balance for Premier Relationship Money Market Balance APY Up to $9,999 0.00% $10,000 and upYour amount 3.35% Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - Ridgewood Savings BankSmart Move Online Savings AccountSavings · $0 min · 0.25%–3.35% by balance
Bank · Add a location to see nearby branches
3.35%APY$335 a year on $10,000Requirements
Product: Online-only savings account allows 24/7 access. No monthly fees. Fees charged on some accounts may reduce earnings. Rates and terms are subject to change without notice.
3.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Smart Move Online Savings Account Balance APY Up to $250,000Your amount 3.35% $250,000 and up 0.25% Rate checked
More details - Holyoke Credit UnionCompanion Deposit AccountSavings · $10 min
Credit union · Add a location to see nearby branches
3.35%APY$335 a year on $10,000with conditionsRequirements
Product: Accounts must be associated with a CD. Rate may change after account opening. Fees could reduce earnings on the account.
Offer: Accounts must be associated with a CD. Rate may change after account opening. Fees could reduce earnings on the account.
Qualified rate · 3.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - East Cambridge Savings BankEast Cambridge Smart SaverSavings · $25 min
Bank · Add a location to see nearby branches
3.35%APY$335 a year on $10,000Requirements
Product: Personal deposits of Massachusetts residents only. Must be opened with new funds not currently on deposit with East Cambridge Savings Bank, and future deposits must be from outside funds. One account per household. Variable rate account; rates may change after account opening. Deposit accounts fully insured by FDIC and DIF.
Offer: Daily balances up to and including $1,000,000.00 earn 3.35% APY. Must be opened with new funds; Massachusetts residents only; one account per household.
Balance cap $1,000,000 · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Somerset Regal BankPremium Money Market AccountPremium Money Market Account · $5,000 min
Bank · Add a location to see nearby branches
3.35%APY$335 a year on $10,000Requirements
Product: Check-writing privileges; no fees; a higher balance means a better rate.
Offer: Minimum daily balance to earn interest is $5,000.
3.30% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Financial FederalPersonal Savings - Money MarketPersonal Savings - Money Market · 3.35%–3.45% by balance
Bank · Add a location to see nearby branches
3.35%APY$335 a year on $10,000Requirements
Product: Rate and offer subject to change without notice and after account opening. Interest earned on the entire daily balance. Fees could reduce earnings on account. Not available to institutional investors. Account openings are subject to Bank approval and may be declined on certain factors.
Offer: Balances over $100,000. Interest earned on the entire daily balance. Fees could reduce earnings on account. Rate subject to change after account opening.
Effective Sep 24, 2026
Rate by balance
Rate by balance for Personal Savings - Money Market Balance APY Any balance 3.45% $5,000 – $100,000Your amount 3.35% Rate checked
More details - Orion FinancialHigh Yield SavingsSavings · $5,000 min
Credit union · Add a location to see nearby branches
3.35%APY$335 a year on $10,000Requirements
Product: Requires a minimum balance of $5,000 to earn dividends. Variable rate. Direct deposit recommended to maximize earnings. No limit on monthly transactions.
Offer: Minimum balance of $5,000 to earn dividends. Variable rate.
No monthly fee
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.31%APY$331 a year on $10,000intro rateRequirements
Offer: Term: 1 Year
3.26% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.30%APY$330 a year on $10,000intro rateRequirements
Offer: Term: 91 Days
3.25% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank