Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Vallejo, CA metro
- Travis Credit UnionDiamond Money MarketDiamond Money Market · $100 min · 3.50%–3.85% by balance
Credit union · 13 branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Exclusive offer for new members only (defined as not having a TCU Share Savings account within the past 90 days). Only new money qualifies (funds not currently on deposit with Travis Credit Union). Available through end of day 12-31-2026. Rate is variable. Minimum opening deposit is $100. Membership required ($5 fee, $5 deposit) for 12-county service area.
Offer: New members only with new money. Offer available through 12-31-2026.
Promotional rate · 3.45% interest rate
Rate by balance
Rate by balance for Diamond Money Market Balance APY Up to $50,000Your amount 3.50% $50,000 – $250,000 3.70% $250,000 and up 3.85% Rate checked
More details - Valley Strong Credit UnionRelationship Money MarketRelationship Money Market · $2,500 min
Credit union · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. Variable rates; fees may reduce earnings.
Offer: Pricing for San Joaquin and Solano County. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.
Qualified rate · 3.20% interest rate · Effective Aug 1, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Patelco Credit UnionMoney Market PlusMoney Market Plus · $1 min · 2.50%–3.25% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Rates vary by tier and apply to the full balance. To attain higher rates, account requires a Patelco checking account (opened under the same Member Number) with recurring monthly deposits of $500 or more. If eligibility requirements are not met, account earns a lower default rate of 0.05% APY. New accounts earn tiered rates automatically for opening month and 2 months following. No monthly fee and no minimum balance requirements.
Offer: Requires meeting checking account relationship with $500+ monthly recurring deposit. Applies to full balance.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $50,000Your amount 2.50% $50,000 – $100,000 2.70% $100,000 – $250,000 3.00% $250,000 and up 3.25% Rate checked
More details - Valley Strong Credit UnionRelationship Money MarketRelationship Money Market · $2,500 min
Credit union · 2 branches
2.40%APY$240 a year on $10,000with conditionsRequirements
Product: Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. Variable rates; fees may reduce earnings.
Offer: Pricing for Kern, Kings, and Tulare Counties. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.
Qualified rate · 2.37% interest rate · Effective Aug 1, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Valley Strong Credit UnionPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Credit union · 2 branches
2.05%APY$205 a year on $10,000Requirements
Product: Valley Strong Membership is required. Variable rate account. Fees may reduce earnings.
Offer: Minimum deposit of $2,500 required and must be maintained to earn the promotional APY. Valley Strong Membership required.
2.03% interest rate · Effective Mar 1, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - Golden 1 Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.05%–3.50% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: All dividends are compounded monthly. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers; end-of-day balance determines the tier. There is no minimum balance requirement to obtain the APY.
0.05% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.50% $500,000 and up 3.50% Rate checked
More details - 1st Nor Cal® Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Membership required ($5 minimum deposit) for persons living, working, attending school, or worshiping in Contra Costa, Solano, or Alameda counties. No monthly fees. Direct deposit. No minimum deposit. No minimum balance.
No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100 0.00% $100 – $10,000 0.20% $10,000 – $25,000Your amount 0.90% $25,000 – $75,000 1.00% $75,000 and up 1.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 4 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Vallejo, CA metro
57 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.08%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
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Vallejo, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 1 branch
- Travis Credit UnionCredit union · 13 branches
- First BankBank · 1 branch