Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oklahoma City, OK metro
- 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 2 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - OU Federal Credit UnionChampion SavingsSavings · $0 min · 0.10%–3.66% by balance
Credit union · 2 branches
3.66%APY$366 a year on $10,000Requirements
Product: Allows six (6) withdrawals or transfers to another account per month; $5 fee assessed for each withdrawal in excess of six per month. No minimum opening deposit and no minimum amount to maintain account.
Offer: Tier applies to balances $0-$5,000. Maximum 6 withdrawals monthly without penalty.
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Champion Savings Balance APY Up to $5,000 0.10% $5,000 and upYour amount 3.66% Rate checked
More details - All America BankMega Money Market® CheckingMega Money Market® Checking · $500 min · 0.50%–3.60% by balance
Bank · 2 branches
3.60%APY$360 a year on $10,000Requirements
Product: Must be opened online. Limit of one Mega Money Market® account per individual.
Offer: Rate applies to daily balances up to $100,000. Must be opened online. Limit of one account per individual.
Effective Aug 21, 2026
Rate by balance
Rate by balance for Mega Money Market® Checking Balance APY Up to $100,000Your amount 3.60% $100,000 and up 0.50% Rate checked
More details - Peoples Bank & Trust CompanyPeoples Money Market AccountPeoples Money Market Account · $2,500 min
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Feature: High Yield Interest Account. $10 service charge avoided with $2500 average balance per statement cycle.
Offer: Service charge of $10 avoided with $2500 avg. balance per statement cycle. Requirements: None.
$10 monthly fee
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to BonuSelect Checking or BonuSelect Cash Back Checking. Automatic transfers of checking rewards. To earn highest rate: enroll in eStatements and make at least 15 debit card purchases per monthly qualification cycle.
Offer: Applies to balances less than $20,001 when qualifications are met.
Qualified rate · No monthly fee · Effective Sep 22, 2025
Rate by balance
Rate by balance for BonuSelect Saver Balance APY Up to $20,000Your amount 3.00% $20,001 and up 0.11% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Account is for customers with a higher balance and no need for a debit card. Free online banking included.
Rate checked
More details - Bank of CommerceEssential Money MarketEssential Money Market · $2,500 min · 2.50%–3.40% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. 6 free monthly debits.
Offer: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. Variable rate subject to change. Interest paid monthly.
2.47% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY $2,500 – $200,000Your amount 2.50% $200,000 – $500,000 2.60% $500,000 – $750,000 2.80% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: $50 daily minimum balance required to earn interest and avoid $5.00 monthly service charge. Includes 6 free debits per month. Variable rates subject to change; fees may reduce earnings.
Offer: $50 daily minimum balance to earn interest and avoid $5.00 monthly service charge. Interest paid quarterly. 6 free debits per month.
2.33% interest rate · $5 monthly fee · Effective Aug 20, 2026
Rate checked
More details - 2.07%APY$207 a year on $10,000
Requirements
Product: Tiered rate interest-bearing account. $11 maintenance fee per statement cycle waived with a $5,000 minimum balance or $10,000 average daily balance.
Offer: $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance.
1.90% interest rate · $11 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000Your amount 2.07% $10,000 – $25,000APY stated as 2.07% to 2.07%. 2.07% $25,000 – $50,000APY stated as 2.07% to 2.07%. 2.07% $50,000 – $100,000Blended APY range is 2.07% to 2.20%. 2.17%* $100,000 – $150,000Blended APY range is 2.20% to 2.24%. 2.17%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oklahoma City, OK metro
133 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.29%
- Banks, typical
- 0.45%
- Credit unions, typical
- 0.25%
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Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch