Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in New Orleans, LA metro
- Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 9 branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 1 branch
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Credit Human Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.30%–2.11% by balance
Credit union · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: Membership eligibility required with a $5.00 deposit in a share savings account. Variable rate calculated daily and subject to change. Up to six free withdrawals per monthly statement cycle ($2 per additional withdrawal). Monthly service fee of $7 is waived with a $1,000 minimum daily balance.
Offer: Monthly service fee waived with a minimum daily balance of $1,000.
0.30% interest rate · $7 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.30% $500 – $1,000 0.50% $1,000 – $10,000 1.50% $10,000 – $90,000Your amount 1.75% $90,000 and up 2.11% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 9 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - RiverLand Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–0.65% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
0.39% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.65% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - IRFCUMoney Market AccountMoney Market Account · $2,500 min · 0.50%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Earns dividends monthly; minimum balance requirement of $2,500.00.
Offer: Compounded monthly
0.50% interest rate · Compounded monthly · Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $49,999 0.70% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Orleans, LA metro
80 accounts at 37 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches