Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mankato, MN metro
- 3.51%APY$351 a year on $10,000with conditions
Requirements
Product: Available to individuals who currently have a Kasasa Cash or Kasasa Cash Back checking account; requires Kasasa checking account to remain open. Requires $50 minimum deposit to open. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Applies to balances up to $250,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 10 debit card purchases post and settle, enrolled in e-statements, log into online banking). Minimum balance to obtain APY is $0.01.
Qualified rate · 3.45% interest rate · Balance cap $250,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
Offer: Requirements met (monthly direct deposit of $500+ and digital statements). Compounded monthly.
Qualified rate · 3.45% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 3.40%APY$340 a year on $10,000with conditions
Requirements
Product: Must open a CD with a term of 6 months or longer and an opening deposit/balance greater than or equal to the Companion Savings opening deposit. Savings withdrawals in-person only.
Offer: Rate is variable and can change at anytime. Must open a CD with a term of 6 months or longer with initial balance greater than or equal to the opening balance of the Companion Savings. Withdrawals in-person only.
Qualified rate · Effective Sep 30, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Membership required. $10,000 minimum balance to earn dividends. Subject to a $20 minimum balance fee if the balance falls below $10,000.
Offer: Compounded monthly. $20 fee applies if balance falls below $10,000.
2.47% interest rate · Compounded monthly · $20 monthly fee · Effective Sep 3, 2025
Rate checked
More details - Affinity PlusCapitol Money Market AccountCapitol Money Market Account · $2,000 min · 2.25%–2.35% by balance
Credit union · 2 branches
2.35%APY$235 a year on $10,000Requirements
Product: Membership required. $2,000 minimum balance to earn dividends. Not subject to a monthly minimum balance fee.
Offer: Compounded monthly.
2.23% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate by balance
Rate by balance for Capitol Money Market Account Balance APY $2,000 – $4,999 2.25% $5,000 and upYour amount 2.35% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - BankVistaMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.04% by balance
Bank · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Limit of 6 pre-authorized, automatic, telephone, check, draft, or debit transactions per month payable to third parties.
Offer: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.25% $1,000 – $10,000 0.45% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 2.27% $100,000 and up 3.04% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
Offer: Monthly fee waived with an average daily balance of $500.
1.25% interest rate · $25 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for MORE Money Market Balance APY Up to $25,000Your amount 1.26% $25,000 – $100,000 1.76% $100,000 – $249,999 2.03% $250,000 – $500,000 2.54% $500,000 and up 3.05% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Tiered interest savings account. $10,000 minimum deposit to open. $10 monthly service charge waived by maintaining a $10,000 average daily balance. Limit of 6 pre-authorized/automatic/third-party transactions per month. Direct check writing included.
Offer: Interest compounded and paid monthly. $10 monthly service charge applies unless $10,000 average daily balance is maintained.
0.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investor Savings Account Balance APY Up to $10,000 0.35% $10,000 – $75,000Your amount 1.26% $75,000 and up$10 monthly service charge waived with $10,000 average daily balance. 2.02% Rate checked
More details - Minnesota Valley Federal Credit UnionMoney Market Savings (S6)Money Market Savings (S6) · $0 min · 0.30%–3.00% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Offer: Dividends compound monthly. Fees may reduce earnings.
0.30% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Savings (S6) Balance APY Up to $999 0.30% $1,000 – $4,999 0.50% $5,000 – $9,999 0.75% $10,000 – $19,999Your amount 1.25% $20,000 – $39,999 1.50% $40,000 – $69,999 1.75% $70,000 – $99,999 2.25% $100,000 – $249,999 2.75% $250,000 and up 3.00% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Standard savings account. $200 minimum deposit to open ($50 to open for clients under age 19). Monthly service charge of $3 waived by maintaining a $200 average daily balance or for clients under age 19. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Compounded and paid monthly. Minimum balance to obtain APY is $200. $3 monthly service charge waived with $200 average daily balance or if under age 19 ($50 minimum opening deposit for under 19).
1.00% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: $5.00 monthly paper statement fee for accounts not enrolled in eStatements. Interest is accrued on a daily ledger balance and credited to the account monthly. Fees may reduce earnings.
Offer: Rate applies to balances $0.01 – $24,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements.
1.00% interest rate · No monthly fee · Effective Jul 24, 2023
Rate by balance
Rate by balance for Elite Savings Balance APY Up to $25,000Your amount 1.00% $25,000 – $50,000 2.05% $50,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mankato, MN metro
54 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.46%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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Mankato, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Minnesota Valley Federal Credit UnionCredit union · 2 branches