Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Mankato, MN metro · median 14.99% APR
- 11.24%APRas low as
Terms
Variable rate currently at 11.24% APR (Prime Rate + 6.75%), maximum 14.90% APR. The rate is determined by adding 6.75% for purchases, cash advances, and balance transfers to the Prime Rate. 25-day grace period on new purchases if balance is paid in full each month. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 76 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as · up to 18.00%
13.75% APR, up to 18.00%
Terms
Rate based on credit-worthiness.
Credit card score 64 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Variable APR based on Prime Rate (APRs shown based on 6.75% Prime Rate) plus a margin after the first 12 billing cycles. Rate depends on creditworthiness.
Credit card score 62 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate.
Credit card score 60 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Mankato, MN metro
5 banks and credit unions · checked Oct 5–22
- Typical
- 14.99%
- Top 10% up to
- 12.24%
- Banks, typical
- 17.74%
- Credit unions, typical
- 12.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Mankato, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Minnesota Valley Federal Credit UnionCredit union · 2 branches