Bank · FDIC insured
United Prairie Bank
A $939.3M bank headquartered in Mountain Lake, MN, with 10 branches in Minnesota. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings—3.40%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Prairie Bank
United Prairie Bank is a family-owned bank headquartered in Mankato, Minnesota, operating 10 locations across the state.
Traced to an original bank charter from 1919, the organization formed in 1973 after acquiring Farmers State Bank of Mountain Lake and renamed its banks to United Prairie Bank in 1992.
The institution operates as one of the largest agricultural lenders in the nation.
- Headquarters
- 1141 3rd Ave, Mountain Lake, MN 56159
- FDIC certificate
- 10958 ↗
Branches
10 branches in Minnesota
Loading map…
Minnesota
10 branches
Worthington area · 2
- Wilmont Branch323 4th Ave, Wilmont, MN 56185Directions
- Worthington Branch905 Mcmillan Stree6t, Worthington, MN 56187Directions
Mountain Lake area · 1
- United Prairie BankMain office1141 3rd Ave, Mountain Lake, MN 56159Directions
Madison area · 1
- United Prairie Bank Madison Branch303 6th Ave, Madison, MN 56256Directions
Mankato area · 1
- Mankato Office Branch10 Firestone Dr, Mankato, MN 56001Directions
New Ulm area · 1
- United Prairie Bank New Ulm Branch200 N Broadway St, New Ulm, MN 56073Directions
Owatonna area · 1
- Owatonna Branch110 W Rose St, Owatonna, MN 55060Directions
Willmar area · 1
- Spicer Branch425 Access Way, Spicer, MN 56288Directions
Waseca area · 1
- Waseca Branch1509 State St N, Waseca, MN 56093Directions
Windom area · 1
- Windom Branch1545 1st Ave N, Windom, MN 56101Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.68% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.45% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $101 | $81 | — |
- CapitalLeverage ratio9.68%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.45%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$101Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Prairie Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.