Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lufkin, TX metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - GENCO Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.55% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Dividends are calculated on average daily balances of $100 or more and paid monthly. If balance falls below required minimum at any time during the month, dividend is reduced to checking account dividend amounts. Minimum withdrawals of $500 or more, up to 3 withdrawals per month.
0.40% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $2,500 0.40% $2,500 – $5,000 1.10% $5,000 – $20,000Your amount 1.20% $20,000 – $50,000 1.30% $50,000 – $100,000 1.40% $100,000 and up 1.55% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: As high as 1.00% APY
Rate checked
More details - East Texas Professional Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $1,000 min · 0.20%–2.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Up to 6 withdrawals per month. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.20% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY $1,000 – $2,000 0.20% $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.26% $100,000 – $200,000 2.02% $200,000 and up 2.75% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details - GENCO Federal Credit UnionShare (Savings) AccountSavings · $100 min · 0.25%–0.35% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: A deposit of $5 opens savings account and establishes membership. $5 minimum balance requirement. Dividends compounded and paid quarterly on balances of $100 or higher. Limit of up to 3 withdrawals per month.
Offer: Dividends compounded and paid quarterly on balances of $100 or higher.
0.25% interest rate
Rate by balance
Rate by balance for Share (Savings) Account Balance APY $100 – $2,500 0.25% $2,500 – $5,000 0.30% $5,000 and upYour amount 0.35% Rate checked
More details - East Texas Professional Credit UnionShare / Secondary Share Savings AccountsSavings · $100 min · 0.20%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: To enjoy membership benefits, must open a savings account with a minimum deposit of $5 which remains on deposit throughout membership duration. Dividends compounded and credited quarterly. Rates anticipated for 4th Quarter; actual rates declared December 31, 2026.
Offer: Dividends compounded and credited quarterly.
Promotional rate · 0.20% interest rate
Rate by balance
Rate by balance for Share / Secondary Share Savings Accounts Balance APY $100 – $2,500 0.20% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Requires $25 minimum balance to open, remain a member, and keep the account open.
Offer: Dividends paid monthly on average daily balance; requires $100 minimum balance to earn dividends. ATM access requires a share draft account.
0.30% interest rate · Effective Jan 8, 2026
Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - Temple-Inland Federal Credit UnionShare Savings AccountSavings · $25 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain par value of one full share ($25.00) in primary share account. $25.00 minimum opening deposit. Dividends compounded and credited quarterly based on average daily balance.
Offer: Dividends paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $200 0.00% $200 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.40% $50,000 and up 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - Texas National BankFixed Rate Money Market AccountFixed Rate Money Market Account · $2,500 min · 0.15%–0.55% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Offer: $2,500.00 minimum balance to avoid service fee.
0.15% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Fixed Rate Money Market Account Balance APY Up to $50,000Your amount 0.15% $99,999 – $249,999 0.35% $249,999 – $499,999 0.40% Over $499,999 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lufkin, TX metro
24 accounts at 9 banks and credit unions · checked Oct 16
- Typical
- 0.23%
- Top 10% from
- 1.85%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.33%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Lufkin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch
- GENCO Federal Credit UnionCredit union · 1 branch