Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Lufkin, TX metro · median 8.90% APR
- 7.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
7.9% fixed APR if share secured. Same low rate for purchases, cash advances and balance transfers.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.95%APRas low as · up to 17.95%
7.95% APR, up to 17.95%
Terms
Non-Variable APR. 10-day grace period (also listed as 25-day grace period for all purchases). No cash advance or balance transfer fees.
Credit card score 93 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR for purchases. 25-day grace period for purchases.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.24%
10.24% APR, up to 18.24%
Terms
Variable APR on purchases based on creditworthiness.
Credit card score 81
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Lufkin, TX metro
5 banks and credit unions · checked Oct 16–22
- Typical
- 8.90%
- Top 10% up to
- 7.92%
- Banks, typical
- 18.49%
- Credit unions, typical
- 7.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lufkin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch
- GENCO Federal Credit UnionCredit union · 1 branch