Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Lufkin, TX metro · median 4.94% APR
- 4.00%APRas low as
Terms
Model year 2016-New. Credit score Tier 1: 750 and up.
Auto loan score 94 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
2025 year models and newer. Minimum credit score 740. Payment example: 66 monthly payments of $17.25 per $1,000 borrowed. Not applicable on existing ETPCU loans and no other discounts apply.
Auto loan score 87 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - GENCO Federal Credit UnionVehicle Loans (New & Used) All Models · up to 66 months
Credit union · 1 branch
4.94%APRas low asTerms
Approximately 66 months term. As low as rates based on a credit score of 730+. Payment example: $18.86 per $1,000.00 financed at 4.94% APR for 66 months.
Auto loan score 86 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as · up to 17.50%
5.25% APR, up to 17.50%
Terms
Tier 1 (>700) to Tier 7 (<499). Rates subject to maximum 0.75% discount based on 'it pays to be a member' program.
Auto loan score 77 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 6.00%APRas low as
Auto loan score 66
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Lufkin, TX metro
5 banks and credit unions · checked Oct 16
- Typical
- 4.94%
- Top 10% up to
- 4.30%
- Credit unions, typical
- 4.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lufkin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- East Texas Professional Credit UnionCredit union · 1 branch
- GENCO Federal Credit UnionCredit union · 1 branch