Credit union · NCUA insured
Temple-Inland Federal Credit Union Savings Rates
Temple-Inland Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Temple-Inland Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lufkin, TX, where Temple-Inland Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Temple-Inland Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $20
Share Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Temple-Inland Federal Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Temple-Inland Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.20%APY
Must maintain par value of one full share ($25.00) in primary share account. $25.00 minimum opening deposit. Dividends compounded and credited quarterly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Dividends paid quarterly. | 0.00% | — | Dividends paid quarterly. |
| $200 – $5,000Dividends paid quarterly. | 0.10% | — | Dividends paid quarterly. |
| $5,000 – $20,000Dividends paid quarterly. | 0.20% | $20 | Dividends paid quarterly. |
| $20,000 – $50,000Dividends paid quarterly. | 0.40% | — | Dividends paid quarterly. |
| $50,000 and upDividends paid quarterly. | 1.00% | — | Dividends paid quarterly. |
Sources (4)
- t-ifcu.com/index_htm_files/CUBROCHUREFULLPAGE.pdf
- t-ifcu.com/srates.htm
- t-ifcu.com/savings.htm
- t-ifcu.com/index_htm_files/TRUTH-in-SAVINGS.pdf
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Account
1.76%APY
Offers Traditional IRA, Roth IRA, and Education IRA accounts. $100.00 minimum opening deposit. Dividends compounded and credited quarterly based on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 1.76% | $176 | Dividends paid quarterly. |
Sources (4)
- t-ifcu.com/index_htm_files/CUBROCHUREFULLPAGE.pdf
- t-ifcu.com/srates.htm
- t-ifcu.com/savings.htm
- t-ifcu.com/index_htm_files/TRUTH-in-SAVINGS.pdf
All captured Sep 17, 2026
Christmas Club Account
0.20%APY
Dividends compounded and credited quarterly using average daily balance. Funds can be withdrawn after November 1 each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 0.20% | $20 | Dividends paid quarterly. |
Sources (4)
- t-ifcu.com/index_htm_files/CUBROCHUREFULLPAGE.pdf
- t-ifcu.com/srates.htm
- t-ifcu.com/savings.htm
- t-ifcu.com/index_htm_files/TRUTH-in-SAVINGS.pdf
All captured Sep 17, 2026
Who can join Temple-Inland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Correctional Center may join.
- Employees of Crown Colony may join.
- Employees of Katherine Sage Day Care may join.
- Employees of Atlas may join.
- Full-time employees and retired employees of Georgia Pacific (formerly Temple Inland) are eligible for membership.
- Employees of Ronson may join.
4 more ways to join
Employers and groups
- Employees of Security & Guaranty may join.
Military, government and schools
- Employees of the City of Diboll may join.
- Employees of Diboll ISD may join.
Family and household
- Family members (including spouse, kids, parents, grandparents, grandchildren, brothers, sisters, and in-laws) of an account holder may join.
Cost to join
- A deposit of $25 or more is required to open an account and become a member.
- A one-time membership fee of $5 is required to become a member.
Membership information collected October 5, 2026.