Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1396–1410 of 12,446 results
- Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–1.97% by balance
Credit union · Add a location to see nearby branches
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
Offer: Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends.
1.85% interest rate · No monthly fee · Effective Mar 11, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999 1.92% Over $50,000 1.97% Rate checked
More details - Mid Carolina Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.86%–3.04% by balance
Credit union · Add a location to see nearby branches
1.86%APY$186 a year on $10,000Requirements
Product: Dividends are paid monthly and calculated by the daily balance method applying a daily periodic rate to principal. Automatic transfers, checks, and drafts may be limited to 6 per month. Not considered a transaction account.
1.85% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $49,999Your amount 1.86% $50,000 – $99,999 2.22% $100,000 and up 3.04% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $10,000 min · 1.70%–3.10% by balance
Bank · Add a location to see nearby branches
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Standard High-Rate Savings rate. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · 1.68% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 1.70% $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - 1.85%APY$185 a year on $10,000
Requirements
Offer: $1.00 maintenance fee if the account falls below $100.00 any day of the month. A withdrawal fee of $.50 will be charged for each debit transaction in excess of three during a calendar month. Interest paid on entire account balance.
1.84% interest rate · $1 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.85%APY$185 a year on $10,000with conditions
Requirements
Product: Must have EVANTAGE Solutions Checking to qualify.
Offer: Must have EVANTAGE Solutions Checking to qualify. $5.00 maintenance fee if the account balance falls below $100.00 any day of the month. A withdrawal fee of $.50 will be charged for each debit transaction in excess of three during a calendar month. Interest paid on entire account balance.
Qualified rate · 1.84% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Bank of WestonPremier SavingsSavings · $100 min · 0.50%–1.85% by balance
Bank · Add a location to see nearby branches
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Requires a Premier Plus Checking or Reward Checking account open and in good standing, and enrollment in eStatements. Limit 1 account per connected checking account. No recurring monthly service charges or fees. $100 minimum deposit to open.
Offer: When qualifications are met (Premier Plus Checking or Reward Checking open and in good standing, and enrolled in eStatements). Balances up to $25,000.00 receive 1.85% APY.
Qualified rate · No monthly fee · Effective Aug 21, 2024
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.85% Over $25,000When qualifications are met. 0.50%* Rate checked
More details - Expree Credit UnionMoney Market Savings AccountMoney Market Savings Account · $500 min · 1.70%–2.90% by balance
Credit union · Add a location to see nearby branches
1.85%APY$185 a year on $10,000Requirements
Product: Deposit $500 or more. Withdraw up to six times per month. Receive dividend payments every month.
1.69% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $500 – $9,999 1.70% $10,000 – $24,999Your amount 1.85% $25,000 – $99,999 2.10% $100,000 – $299,999 2.40% $300,000 and up 2.90% Rate checked
More details - TAPCO Credit UnionMoney MarketMoney Market · $1,000 min · 1.85%–2.05% by balance
Credit union · Add a location to see nearby branches
1.85%APY$185 a year on $10,000Requirements
Product: Dividends compounded monthly. Keep a balance of $1,000 to avoid a monthly service fee. Tiered rate system where maintaining a larger balance earns a higher dividend rate.
1.83% interest rate · Compounded monthly · Effective Mar 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Hancock Federal Credit UnionElevated SaverSavings · $2,500 min · 1.85%–2.40% by balance
Credit union · Add a location to see nearby branches
1.85%APY$185 a year on $10,000Requirements
Product: Membership eligibility required. Designed for individuals looking to earn higher interest on their savings while enjoying the flexibility of a checking account. No fees with a minimum monthly balance of $2,500.
Offer: No fees with minimum monthly balance of $2,500.
1.83% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevated Saver Balance APY $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 2.00% $50,000 – $100,000 2.15% $100,000 and up 2.40% Rate checked
More details - Valor BankMoney MarketMoney Market · $2,500 min · 0.40%–3.05% by balance
Bank · Add a location to see nearby branches
1.85%APY$185 a year on $10,0000.40% interest rate · Effective Mar 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.40% $10,000 – $100,000Your amount 1.85% $100,000 – $250,000 2.60% $250,000 and up 3.05% Rate checked
More details - Marshfield Medical Center Credit UnionInvestor SavingsSavings · $1,000 min · 1.85%–3.35% by balance
Credit union · Add a location to see nearby branches
1.85%APY$185 a year on $10,000Requirements
Product: Monthly dividend period. Monthly fee of $10.00 applies for balances below $1,000.
Offer: 1st Tier: Monthly dividend period. $10.00 monthly fee if balance falls below $1,000.
No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Investor Savings Balance APY $1,000 – $25,000Your amount 1.85% $25,000 – $75,0002nd Tier: Monthly dividend period. 2.15% $75,000 – $125,0003rd Tier: Monthly dividend period. 2.45% $125,000 – $500,0004th Tier: Monthly dividend period. 2.85% $500,000 and up5th Tier: Monthly dividend period. 3.35% Rate checked
More details - CPS IBEW FCUMoney Market AccountMoney Market Account · $2,500 min · 1.80%–1.90% by balance
Credit union · Add a location to see nearby branches
1.85%APY$185 a year on $10,000Requirements
Offer: Rate applies to average daily balance tier of $2,500 - $9,999.
1.80% interest rate · Effective May 6, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 1.80% $10,000 – $24,999Your amount 1.85% $25,000 and up 1.90% Rate checked
More details - State Highway Patrol Federal Credit UnionBlue Max SavingsSavings · $2,500 min · 1.82%–2.07% by balance
Credit union · Add a location to see nearby branches
1.82%APY$182 a year on $10,000Requirements
Product: Exclusive benefit for members of SHPFCU. Tiered account.
Offer: Minimum balance to earn APY is $2,500. Rate may change after account is open. Membership required.
1.80% interest rate
Rate by balance
Rate by balance for Blue Max Savings Balance APY $2,500 – $9,999 1.82% $10,000 – $24,999Your amount 1.82% $25,000 – $49,999 1.92% $50,000 – $99,999 2.02% $100,000 and up 2.07% Rate checked
More details - Dubuque Postal Employees Credit UnionShare (Savings) AccountsSavings · $100 min · 1.51%–2.38% by balance
Credit union · Add a location to see nearby branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Eligibility: spouse, parent, child, or grandchild of a Civil Service employee. Requires completing an application card, pending approval by the Board of Directors. Maximum allowable share balance shall not exceed $100,000. Dividends are accrued daily and paid quarterly on balances of $100 or more, subject to change at the end of each quarter. No dividends paid if withdrawn early. Board of Directors may require 60 days written notice of withdrawal.
Offer: 2026 Fourth Quarter Tiers and Rates. Dividends accrued daily and paid quarterly on balances of $100 or more. No dividends will be paid if withdrawn early. Maximum balance $100,000.
Promotional rate · 1.50% interest rate
Rate by balance
Rate by balance for Share (Savings) Accounts Balance APY $100 – $5,000 1.51%* $5,000 – $25,000Your amount 1.82%* $25,000 – $100,000 2.38%* Rate checked
More details - Red Rocks Credit UnionReverse Tier SavingsSavings · $0 min · 0.10%–5.75% by balance
Credit union · Add a location to see nearby branches
5.75%APY$182 a year on $10,0001.82% on $10,000Requirements
Product: Membership eligibility required (live or work in Colorado). Limit of one Reverse Tier Savings Account per member / SSN. No minimum to open and no minimum balance required. No service fees. Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers.
Offer: Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers. Limit of one per member. Membership eligibility required.
5.60% interest rate · No monthly fee · Effective Jan 21, 2026
Rate by part of balance
Rate by balance for Reverse Tier Savings Balance APY Up to $2,000 5.75% $2,001 – $5,000 1.75% $5,001 – $10,000 0.30% $10,001 – $50,000 0.25% $50,001 and up 0.10% Each rate is paid on the part of the balance in its range.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,446 accounts at 4,887 banks and credit unions · checked Oct 22–26
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank