Credit union · NCUA insured
Hancock Federal Credit Union Savings Rates
Hancock Federal Credit Union’s best savings rate is 1.85% APY on $10,000, with its Elevated Saver. Rates checked October 16, 2026.
How Hancock Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Findlay, OH, where Hancock Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hancock Federal Credit Union
1.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $185
Elevated Saver
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
The Union Bank Company
2.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $200
Hancock Federal Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.85%
- $100,000 balance$100,0002.40%
- QualifiedQualified1.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hancock Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus
6.50%APY · 1 term
Membership eligibility required. The Ohio Homebuyer Plus account will mature after five years unless used for an Ohio home purchase as indicated on disclosures. The account must maintain a minimum balance of at least $500 and cannot exceed a maximum amount of $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsMatures after 5 years (60 months) unless used for an Ohio home purchase | 6.50% | $3,701 |
Sources (1)
- hancockfcu.com/account-rates.html · captured Oct 6, 2026
Elevated Saver
1.85%APY
Membership eligibility required. Designed for individuals looking to earn higher interest on their savings while enjoying the flexibility of a checking account. No fees with a minimum monthly balance of $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000No fees with minimum monthly balance of $2,500. | 1.85% | $185 | No fees with minimum monthly balance of $2,500. |
| $25,000 – $50,000No fees with minimum monthly balance of $2,500. | 2.00% | — | No fees with minimum monthly balance of $2,500. |
| $50,000 – $100,000No fees with minimum monthly balance of $2,500. | 2.15% | — | No fees with minimum monthly balance of $2,500. |
| $100,000 and upNo fees with minimum monthly balance of $2,500. | 2.40% | — | No fees with minimum monthly balance of $2,500. |
Sources (2)
All captured Oct 6, 2026
Everyday Saver (Share)
0.05%APY
Membership eligibility required. Must maintain balance to earn dividends. Open membership account with $5. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Club Account
0.05%APY
Membership eligibility required. Must maintain balance to earn dividends. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Sources (1)
- hancockfcu.com/account-rates.html · captured Oct 6, 2026
Extra Saver
0.05%APY
Membership eligibility required. Must maintain balance to earn dividends. Designed for specific needs like saving for Christmas, vacations, taxes, and more without penalties for early withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Who can join Hancock Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Hancock County qualify for membership.
- Individuals who work in Hancock County qualify for membership.
- Individuals who worship in Hancock County qualify for membership.
Military, government and schools
- Individuals who attend school in Hancock County qualify for membership.
Family and household
- Immediate family members of existing Hancock Federal Credit Union members qualify for membership.
Cost to join
- Only a $5 minimum membership share is needed to open an account.
Membership information collected October 5, 2026.