Best high-yield savings rates

Requirements

Product: $20 monthly maintenance fee waived with a $1,000 average daily balance.

Offer: Standard rate for balances under $25,000. $20 monthly fee waived with a $1,000 average daily balance.

Requirements

Product: Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.

Offer: Applies when qualification requirements are met in the linked checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/bill pay, and enrollment in e-statements per Monthly Qualification Cycle).

Requirements

Product: Links to free HighYield or CashBack Checking (required). Qualifications: at least 12 debit card purchases each > $5.00, at least 1 ACH credit or ACH payment transaction, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Not for commercial purposes. No recurring monthly maintenance charges.

Offer: When linked CashBack Checking or HighYield Checking account qualifications are met during Monthly Qualification Cycle.

Requirements

Product: Minimum balance to open is $50.00; minimum balance to maintain and earn interest is $0.01. APY is calculated on the entire daily balance. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.

Offer: APY is based and calculated on the entire daily balance of the account.

Requirements

Product: Tiered interest rates to reward every level of saver. Unlimited access to funds.

Offer: Dividends compounded/paid monthly.

Requirements

Product: Minimum balance of $2,500 must be maintained to earn dividends. Maximum of 6 withdrawals per month. A $10 monthly service fee applies if the account balance falls below $2,500 on the last day of the month.

Offer: A $10 monthly service fee applies if the balance is below the $2,500 minimum balance on the last day of the month. Minimum balance of $2,500 required to earn dividends.

Requirements

Product: Personal account use only. Platinum customers have combined average balances of $250,000+; Gold and Platinum program is free and qualifications reviewed annually.

Offer: Below $1,000,000.01 balance to earn APY

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.

Offer: Rate applies to balances up to $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post and settle, log into online banking, and receive e-statements).

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. No monthly maintenance fee.

Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases each greater than $2.00, enrolled in and agree to receive e-statements during Monthly Qualification Cycle).

Requirements

Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.

Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.

Requirements

Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per person. $20 minimum opening deposit. No monthly maintenance fee. To earn qualification rates, during each Monthly Qualification Cycle must have at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction, and be enrolled in eStatements.

Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Daily balances up to and including $30,000.

Requirements

Product: Must be linked to a Max Cash Checking or Max Cash Back Checking account. Variable rate account; rates may change without notice. Limit one Max checking account per household.

Offer: Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements).

Requirements

Product: Must maintain a Primary Share Savings Account. No more than 3 withdrawals and 6 transfers permitted per month. Minimum deposit is $50.00; minimum withdrawal is $250.00. No fees for this type of share savings investment. Dividends are earned daily and paid monthly (last day of each month), but will not be paid if balance falls below $2,500 during the dividend period.

Offer: Minimum balance is $2,500 to earn dividends. Dividends will not be paid if the balance falls below $2,500 during the dividend period. Rate is subject to change each month without notice.

Requirements

Product: Make withdrawals any time so long as you maintain the minimum required balance of $2,500. Dividends compounded monthly. Payroll deduction/direct deposit options available. No credit approval required.

Requirements

Product: Must be linked to a BLU Rewards Checking or BLU Cash Back Checking account. Limit 1 BLU Checking and 1 BLU Savings account per person (TIN).

Offer: Requires meeting linked BLU Rewards Checking or BLU Cash Back Checking monthly qualification cycle requirements: at least 12 debit card purchases, at least 1 direct deposit/ACH/Bill Pay, and enrolled in eStatements.