Bank · FDIC insured
Riley State Bank
A $132M bank headquartered in Riley, KS, with 3 branches in Kansas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings730.10%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Riley State Bank
Riley State Bank is a Kansas community bank that has served northern Riley County since 1943.
In 2010, Riley State Bank expanded its footprint by acquiring the Farmers & Merchants State Bank of Wakefield, which was established in 1908.
The institution operates four local branches serving individuals, families, and businesses throughout Riley and Clay counties.
- Headquarters
- 201 S Broadway St, Riley, KS 66531
- FDIC certificate
- 16120 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Manhattan area · 2
- The Riley State Bank of Riley, KansasMain office201 S Broadway St, Riley, KS 66531Directions
- Riley State Bank Branch106 S Erpelding Rd, Leonardville, KS 66449Directions
Wakefield area · 1
- Fmsb-Riley Branch711 Elm St, Wakefield, KS 67487Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.51% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio10.51%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Riley State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.