Best high-yield savings rates

Requirements

Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.

Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.

Requirements

Offer: Last paid 09/30/2026

Requirements

Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN. Qualify for Kasasa Saver rewards by meeting monthly qualification cycle requirements in the linked Kasasa Cash or Kasasa Cash Back account (at least 12 check card purchases post and settle, enroll and receive e-statement notices, and enroll and log into online banking).

Offer: Applies to balances up to $20,000 when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account.

Requirements

Product: Variable rate. Offer subject to change without notice. Requires depositing new money (money not currently held at any WTFC/Wintrust Financial Corporation location) at account opening, and mentioning offer during in-branch opening or visiting URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations. $5 monthly maintenance fee avoided with a $200 daily balance.

Offer: Variable rate. Requires new money deposited at account opening and qualifying activities. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.

Requirements

Product: Open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL, and deposit new money (money not currently held at any Wintrust Financial Corporation location) at opening. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.

Offer: Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.

Requirements

Product: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.

Offer: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations. Variable rate. Digital access.

Requirements

Product: No minimum to open. $200 daily balance to avoid a $5 monthly maintenance fee. New money only. Variable rate.

Offer: Special promotional APY requires qualifying activities: open new account, mention offer or visit URL, and deposit new money at opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance avoids $5 monthly fee. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.

Requirements

Product: Unlimited deposits; up to six debit transactions per month.

Requirements

Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change.

Requirements

Product: Must maintain the minimum balance required for a tier to earn that dividend rate. If deposit balance falls below the minimum required for a tier on any given day, dividends are determined at the rate of the appropriate lower tier. If balance drops below the $2,500.00 minimum at any time during the month, account reverts to a regular share rate for the quarter.

Requirements

Product: Minimum balance of $100 to earn dividends, an active checking account at RCU (minimum 3 transactions per month excluding telephone teller, fee or dividend posting transactions), and one of the following: minimum monthly digital deposit of $500.00 or more into account, an active credit card at RCU (in good standing with minimum 10 transactions or $500 or more in advances), an open loan at RCU in good standing, an investment account through Redwood Wealth Management with minimum balance of $5,000 or more, or active insurance policy.

Requirements

Product: No monthly maintenance fee, no minimum balance requirement to earn dividends if qualifications are met, and no cap on dividend earnings. $1,000 minimum required to open account and earn dividends ($100 for members age 23 and under). Requires opening a primary savings account with $5.00 minimum balance for membership. Dividends calculated via daily balance method and credited monthly. APY applied in the following month.

Offer: Tier 1 requirements: Qualifying government or payroll direct deposits totaling at least $2,500 per calendar month and at least 5 qualifying purchase transactions using a Pacific Service CU debit card and/or Visa credit card posting during the same calendar month. Opening deposit of $1,000 required ($100 for age 23 and under).

Requirements

Product: For teachers and school personnel. Minimum balance to earn dividends is $100. Quarterly dividend period.

Offer: For teachers and school personnel. Quarterly dividend period. Minimum balance to earn dividends is $100.

Requirements

Product: Links to free Thrive Interest or Thrive Cash Back checking. Interest earned in Thrive Interest is automatically transferred to Thrive Savings each statement cycle and does not compound. Limit one account per Social Security Number.

Offer: When monthly qualifications in Thrive Interest or Thrive Cash Back checking are met (at least 10 debit card purchases post and settle, and enrolled in and agree to receive eStatements).

Requirements

Product: Summit High Yield or Cash Back Checking required to have a SaverPlus. Limit one SaverPlus per social security number. No monthly maintenance fee.

Offer: Qualifying rate: met qualifications in Summit High Yield or Cash Back Checking during monthly qualification cycle (at least 12 debit card transactions, enrolled in and review eStatements, enrolled in and log into online banking).