Credit union · NCUA insured
Grove City Area Federal Credit Union Savings Rates
Top CarrotGrove City Area Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Grove City Area Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hermitage, PA, where Grove City Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Grove City Area Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
Money Market Accounts
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Grove City Area Federal Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grove City Area Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
2.00%APY
Must maintain the minimum balance required for a tier to earn that dividend rate. If deposit balance falls below the minimum required for a tier on any given day, dividends are determined at the rate of the appropriate lower tier. If balance drops below the $2,500.00 minimum at any time during the month, account reverts to a regular share rate for the quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $50,000 | 2.00% | $200 |
| $50,000 – $250,000 | 2.25% | — |
| $250,000 and up | 2.75% | — |
Regular Shares
0.35%APY
$50.00 minimum balance required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upQuarterly dividend rate for 3rd Quarter 2026; $50.00 minimum balance required to earn dividends.$50 and up | 0.35% | $35 | Quarterly dividend rate for 3rd Quarter 2026; $50.00 minimum balance required to earn dividends. |
Sources (1)
- gcafcu.org/savings-rates · captured Oct 6, 2026
Who can join Grove City Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Butler, Lawrence, Venango, Clarion, Crawford, Elk, Forest, Jefferson, or Warren County are eligible to join.
Membership information collected October 5, 2026.