Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results
- First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Offer: Personal & Business. All Balances. Variable rate account.
3.45% interest rate · No monthly fee · Effective Jan 8, 2026
Rate checked
More details - RVA FinancialEmpower RVA Money MarketEmpower RVA Money Market · $5,000 min · 0.00%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Tiered rate structure. $10 fee applies monthly if balance falls below stated minimum ($5,000.00). Withdrawals and transfers in excess of six per month are subject to $10 fee per occurrence.
Offer: Balances from $0.00-$4,999.99 earn 0.00% APY. $10 monthly maintenance fee applies if daily balance falls below $5,000.
0.00% interest rate · $10 monthly fee · Effective Apr 17, 2026
Rate by balance
Rate by balance for Empower RVA Money Market Balance APY Any balance 0.00% $5,000 and upYour amount 3.50% Rate checked
More details - Northeast BankGrowth SavingsSavings · $2,500 min · 3.50%–3.75% by balance
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Requires 50% of opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
Offer: Requires 50% of $2,500 opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
3.45% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Growth Savings Balance APY Up to $250,000Your amount 3.50% $250,000 and up 3.75% Rate checked
More details - MTC Federal Credit UnionHigh-Yield Savings AccountSavings · $0 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Requires linked High-Yield Checking or Cash Back Checking account qualifications met during Monthly Qualification Cycle (15+ debit card transactions, 1+ direct deposit/ACH, and enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - Texell Credit UnionSave FirstSavings · $0 min · 0.00%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Limit one Save First Account per membership. Save First Accounts not available on business memberships. Maximum balance is $30,000; deposits exceeding maximum are deposited into primary savings. Dividends are paid quarterly.
Offer: Enhanced APY earned on balances up to $30,000 if there are no withdrawals or transfers from the account during the dividend quarter. Minimum daily balance to earn dividends is $0.01. Minimum to avoid service charge is $0.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Save First Balance APY Up to $30,000Your amount 3.50% $30,000 and up 0.00% Rate checked
More details - Cornerstone Capital BankDigital High-Yield SavingsSavings · $50 min
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Offer: Rate and APY may change after opening. Interest is compounded and credited quarterly. Up to 6 withdrawals per month allowed without service fees.
3.45% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - Travis Credit UnionDiamond Money MarketDiamond Money Market · $100 min · 3.50%–3.85% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Exclusive offer for new members only (defined as not having a TCU Share Savings account within the past 90 days). Only new money qualifies (funds not currently on deposit with Travis Credit Union). Available through end of day 12-31-2026. Rate is variable. Minimum opening deposit is $100. Membership required ($5 fee, $5 deposit) for 12-county service area.
Offer: New members only with new money. Offer available through 12-31-2026.
Promotional rate · 3.45% interest rate
Rate by balance
Rate by balance for Diamond Money Market Balance APY Up to $50,000Your amount 3.50% $50,000 – $250,000 3.70% $250,000 and up 3.85% Rate checked
More details - Antwerp Exchange BankPreferred Money Market DDAPreferred Money Market DDA · $5,000 min · 0.15%–3.75% by balance
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: $5,000 minimum balance to open Preferred Money Market DDA
Offer: Balances Below $10,000
Effective Sep 29, 2026
Rate by balance
Rate by balance for Preferred Money Market DDA Balance APY Any balance 0.15% $10,000 and upYour amount 3.50% $25,000 and up 3.75% Rate checked
More details - Marcus by Goldman SachsOnline Savings AccountSavings · $0 min
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Balance cap $1,000,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - BTG Pactual Bank, National AssociationMoney MarketMoney Market
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only. Earns tiered variable APYs; minimum balance required to obtain the promoted rate.
Offer: Earns tiered variable APYs. Minimum balance required to obtain the promoted rate. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
3.45% interest rate · Effective Sep 30, 2026
Rate checked
More details - BTG Pactual Bank, National AssociationHigh Yield SavingsSavings · $0 min
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: No minimums. No lock-up. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
Offer: No minimums. No lock-up. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
Promotional rate · 3.45% interest rate · Effective Sep 30, 2026
Rate checked
More details - Affinity PlusSuperior Money MarketSuperior Money Market
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
Offer: Requirements met (monthly direct deposit of $500+ and digital statements). Compounded monthly.
Qualified rate · 3.45% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - CNB St. Louis BankForward Savings AccountSavings · $1,000 min · 0.25%–3.50% by balance
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Available to consumer accounts only (individual, joint, trust, and UTMA). Limited to one account per primary owner. Accounts with a $0 balance for 30 days will automatically close. Does not include debit card or ATM access.
Offer: Interest accrues daily and is compounded quarterly. Rates are variable and may change after account opening.
Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Forward Savings Account Balance APY Up to $1,000,000Your amount 3.50% Over $1,000,000 0.25% Rate checked
More details - Citizens BankCB LoyaltySavings · $0 min · 0.10%–3.50% by balance
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Tiered based on qualified balance and combined account total.
Offer: Qualified Balances up to $15,000.00. Interest compounded monthly.
Qualified rate · 3.45% interest rate · Compounded monthly · Effective Mar 25, 2024
Rate by balance
Rate by balance for CB Loyalty Balance APY Up to $15,000Your amount 3.50% Over $15,000Qualified; stated APY range is 3.50% - 0.49%. $115,000.00). 0.10%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank