Bank · FDIC insured
Marcus by Goldman Sachs Savings Rates
Top CarrotMarcus by Goldman Sachs’s best savings rate is 3.50% APY on $10,000, with its Online Savings Account. Rates checked October 16, 2026.
How Marcus by Goldman Sachs’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Marcus by Goldman Sachs
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
Online Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Marcus by Goldman Sachs savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marcus by Goldman Sachs ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Online Savings Account
3.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000,000 | 3.50% | $350 |
Sources (4)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.