Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Washington
- ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · 8 branches
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - 3.30%APY$330 a year on $10,000
Requirements
Product: Available for individuals residing in eligible states. Free standard money market checks.
Offer: No minimum balance and no monthly service charge. Available for individuals residing in eligible states.
No monthly fee
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY automatically applies during the Introductory Period (remainder of opening month plus following 3 months). Thereafter, requires meeting at least 1 of the qualification criteria monthly (e.g. $500+ debit card purchases/payments, $500+ credit card payments from linked Premier checking, $5,000+ qualifying direct deposits, holding a U.S. mortgage serviced by HSBC, or HSBC Premier Elite status).
Qualified rate
Rate checked
More details - Solarity Credit UnionBonus SavingsSavings · $5 min · 0.05%–3.05% by balance
Credit union · 5 branches
3.05%APY$305 a year on $10,000with conditionsRequirements
Product: No monthly service fee. Limit of one Bonus Savings per Solarity checking account.
Offer: Qualified Rate on balances up to $10,000: settle and clear 20+ debit card purchases per month with a linked Solarity checking account and enroll in eStatements.
Qualified rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Bonus Savings Balance APY Up to $10,000Your amount 3.05% Over $10,000 0.05% Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.52%–4.07% by balance
Credit union · 1 branch
3.04%APY$304 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Promotional page tier; requires meeting monthly activity and eStatement qualifications.
Qualified rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $20,000Your amount 3.04% $20,000 – $50,000 3.55% $50,000 – $100,000 4.07% Over $100,000 2.52% Rate checked
More details - 3.03%APY$303 a year on $10,000with conditions
Requirements
Product: Must be 18 and over. Tether Savings and Tether Checking are a bundled pair and must be opened and maintained to qualify for the account. Electronic statements are required. No monthly service fees.
Offer: To earn stated APY: must open both Tether savings and Tether checking, agree to receive electronic/online statements, maintain a minimum balance of $50 in Tether Savings, and make monthly electronic transfer/deposit of $50 or more from Tether checking to Tether savings. Stated APY paid on balances up to $15,000.
Qualified rate · Balance cap $15,000 · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.50%–4.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Tiered rate on schedule page p5; requires meeting monthly activity and eStatement qualifications.
Qualified rate · Effective Dec 21, 2024
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $20,000Your amount 3.00% $20,000 – $50,000 3.50% $50,000 – $100,000 4.00% Over $100,000 2.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 3 qualifying loans.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Bundled with Intelligent Checking. Existing savings accounts cannot be converted to Intelligent Savings. Limited to one per account.
Offer: Qualifying rate. Must have an Intelligent Checking account and meet monthly qualifiers: 12 debit/credit card transactions, direct deposit of $100 or more per month, log into online banking at least once per month, and receive e-Statements.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - 2.79%APY$279 a year on $10,000
Requirements
Product: STCU membership is required to open account. Rate is variable and balance tiers may change after account is opened.
Offer: APY accurate as of last dividend declaration date. Rate variable; balance tiers may change after opening. Dividends compounded monthly. No monthly service charge. Unlimited in-person deposits and withdrawals. Limited to six pre-authorized/remote transfers per month with excess fees possible.
Compounded monthly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Requires $100 minimum opening deposit of new money (funds not previously held on deposit at First Fed within the last 30 days). $5 monthly maintenance fee is waived with $100 minimum daily balance (if balance at assessment is less than $5, fee is balance less $0.01). $15 early closing fee if closed within 90 days of opening.
Offer: Daily compounding; monthly maintenance fee of $5 waived with $100 minimum daily balance; no minimum balance to earn APY.
2.71% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 2.53%APY$253 a year on $10,000intro rate
Requirements
Product: Membership is open to employees of the Grays Harbor PUD (past or present) and their family members.
Offer: Dividend rate increase for August 2026.
Promotional rate · 2.50% interest rate
Rate checked
More details - Pacific Crest BankMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.25% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Interest is compounded daily and paid to the account monthly. Limited to 10 debit transactions per statement cycle. $15 monthly fee waived with a $2,000 minimum daily balance. Variable interest rates subject to change after opening.
Offer: Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
2.47% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999 2.75% $100,000 – $999,999 3.00% $1,000,000 and up 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches