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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 121–135 results in Texas

  1. Top Carrot, Carrot Score 89
    Baptist Credit UnionMoney MarketMoney Market · $2,000 min

    Credit union · 5 branches

    1.75%APY$175 a year on $10,000
  2. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.30%–2.11% by balance

    Credit union · 21 branches

    1.75%APY$175 a year on $10,000
  3. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionOnline SavingsSavings · $0 min

    Credit union · 1 branch

    1.75%APY$175 a year on $10,000with conditions
  4. Southern FCUShare Savings AccountSavings · $100 min · 0.50%–3.00% by balance

    Credit union · 1 branch

    1.75%APY$175 a year on $10,000
  5. PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance

    Bank · 54 branches

    1.71%APY$171 a year on $10,000
  6. Broadway BankRelationship Savings AccountSavings · $25 min · 0.25%–1.60% by balance

    Bank · 28 branches

    1.60%APY$160 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance

    Credit union · 5 branches

    1.60%APY$160 a year on $10,000
  8. Top Carrot, Carrot Score 89
    Unity One Credit UnionHigh Yield Savings AccountSavings · $10,000 min

    Credit union · 5 branches

    1.60%APY$160 a year on $10,000
  9. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance

    Credit union · 2 branches

    1.60%APY$160 a year on $10,000
  10. Top Carrot, Carrot Score 91
    Texas Trust Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.66% by balance

    Credit union · 21 branches

    1.56%APY$156 a year on $10,000
  11. Top Carrot, Carrot Score 87
    Amarillo National BankSavings AccountSavings · $30 min · 1.40%–3.15% by balance

    Bank · 33 branches

    1.55%APY$155 a year on $10,000
  12. Top Carrot, Carrot Score 89
    Ciera BankMoney Market AccountMoney Market Account · $1,000 min · 1.05%–1.55% by balance

    Bank · 8 branches

    1.55%APY$155 a year on $10,000
  13. Southside BankHigh Yield SavingsSavings · $50 min · 0.50%–3.77% by balance

    Bank · 57 branches

    1.51%APY$151 a year on $10,000
  14. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.27% by balance

    Credit union · 2 branches

    1.51%APY$151 a year on $10,000
  15. Perryton National BankMoney MarketMoney Market · $2,500 min · 1.51%–2.02% by balance

    Bank · 1 branch

    1.51%APY$151 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Texas

963 accounts at 412 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
2.02%
Banks, typical
0.35%
Credit unions, typical
0.25%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate