Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 901–915 results in Texas
- Irving City Employees Federal Credit UnionRegular Shares/SavingsSavings · $25 min
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: With a $25 minimum deposit you become a member/shareholder in the credit union and eligible for all other credit union services. Par value of a regular share is $25.
Offer: Must maintain the minimum opening balance to maintain the account and obtain APY. Prospective rate paid for current dividend period. Dividends compounded and credited quarterly.
0.03% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000intro rate
Requirements
Product: Available under Military Accounts.
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
Promotional rate · 0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: All Share accounts are compounded and paid quarterly. Rates may change after account is opened. Fees can reduce earnings.
0.02% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $1,000 minimum balance to open and avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. Tiered variable rate account. Community banking for residents of greater Austin.
Offer: $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY.
0.00% interest rate · $9.99 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.01% $10,000 – $100,000Your amount 0.02% $100,000 – $1,000,000 0.05% $1,000,000 and up 2.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Automatically opened when joining Cy-Fair Federal Credit Union as part of membership ($5.00 opening deposit required for membership). No monthly maintenance fees.
Offer: Dividends posted quarterly; minimum average daily balance of $1,000.00 to earn dividends.
0.02% interest rate · No monthly fee · Effective Aug 7, 2026
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More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Dividends posted quarterly.
0.02% interest rate · Effective Aug 7, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Extraco BanksPremier Plus Money MarketPremier Plus Money Market · $0 min · 0.01%–3.00% by balance
Bank · 15 branches
0.01%APY$1 a year on $10,000Effective Oct 23, 2026
Rate by balance
Rate by balance for Premier Plus Money Market Balance APY Up to $24,999Your amount 0.01% $25,000 – $49,999 0.01% $50,000 – $249,999 2.50% $250,000 – $499,999 3.00% $500,000 and up 3.00% Rate checked
More details - Extraco BanksSmart Rate Money MarketSmart Rate Money Market · $0 min · 0.01%–3.00% by balance
Bank · 15 branches
0.01%APY$1 a year on $10,000Requirements
Product: Monthly service fee of $9.00 waived with an average daily balance of $5,000 per statement cycle between all Extraco deposit accounts, or if 23 years of age or younger or 65 years of age or over. Transfers to another account or third party are limited to 6 per statement cycle. A $5.00 charge applies to mailed paper statements (waived if 23 or younger or 65 or older).
Offer: Monthly service fee of $9.00 waived with average daily balance of $5,000 across all Extraco deposit accounts, or age <= 23 or >= 65.
$9 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Smart Rate Money Market Balance APY Up to $24,999Your amount 0.01% $25,000 – $49,999 1.00% $50,000 – $249,999 2.00% $250,000 – $499,999 2.25% $500,000 and up 3.00% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum daily balance of $300.00 required to avoid service fee. Six free withdrawals per month/cycle; each additional withdrawal is $15.00.
Offer: No minimum balance to earn interest. Six free withdrawals per cycle.
0.01% interest rate · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches