Credit union · NCUA insured
Victoria City-County Employees FCU
A $7.2M credit union headquartered in Victoria, TX, with 873 members and 1 branch in Texas. Best rates: CDs 3.44% and savings 0.02% APY.
Victoria City-County Employees FCU Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#2 of 9 in Victoria, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Victoria City-County Employees FCU
Victoria City-County Employees FCU is a member-owned financial cooperative based in Victoria, Texas.
- Headquarters
- 205 N Bridge St Ste 111, Victoria, TX 77901
- NCUA charter
- 13672
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Citizens Medical Center are eligible for membership.
- Employees of Jackson County Hospital are eligible for membership.
Military, government and schools
- Employees of the City of Edna are eligible for membership.
- Employees of the City of Goliad are eligible for membership.
- Employees of Goliad County are eligible for membership.
- Employees of Jackson County are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of Texas Alcoholic Beverage Commission who work in or are supervised from Victoria, TX are eligible for membership.
- Employees of Victoria City are eligible for membership.
- Employees of Victoria County are eligible for membership.
Family and household
- Members of the immediate family of an established member can join the credit union.
Other ways
- Persons retired as pensioners or annuitants from qualifying employer groups are eligible for membership.
Branches
1 branch in Texas
Loading map…
Texas
1 branch
- Victoria City-County EFCUMain office205 N Bridge St Ste 111, Victoria, TX 77901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.27% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio14.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.27%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Victoria City-County Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.