Credit union · NCUA insured
Irving City Employees Federal Credit Union Savings Rates
Irving City Employees Federal Credit Union’s best savings rate is 0.03% APY on $10,000, with its Regular Shares/Savings. Rates checked October 6, 2026.
How Irving City Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Irving City Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Irving City Employees Federal Credit Union
0.03%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $3
Regular Shares/Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Irving City Employees Federal Credit Union savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Irving City Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares/Savings
0.03%APY
With a $25 minimum deposit you become a member/shareholder in the credit union and eligible for all other credit union services. Par value of a regular share is $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain the minimum opening balance to maintain the account and obtain APY. Prospective rate paid for current dividend period. Dividends compounded and credited quarterly.$25 and up | 0.03% | $3 | Must maintain the minimum opening balance to maintain the account and obtain APY. Prospective rate paid for current dividend period. Dividends compounded and credited quarterly. |
Special-purpose accounts
IRA Savings
0.05%APY
Offered as Traditional or Roth IRA savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMust maintain $500 minimum balance to maintain account and avoid $25 annual fee assessed in April if balance falls below $500. Dividends compounded and credited quarterly.$500 and up | 0.05% | $5 | Must maintain $500 minimum balance to maintain account and avoid $25 annual fee assessed in April if balance falls below $500. Dividends compounded and credited quarterly. |
Christmas Club
0.03%APY
After the first City payroll each November, funds are transferred into checking or share account, or a check is mailed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements. Prospective rate. Dividends compounded and credited quarterly.Any balance | 0.03% | $3 | No minimum balance requirements. Prospective rate. Dividends compounded and credited quarterly. |
Who can join Irving City Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the Irving City Council are eligible for membership.
- Employees of the City of Irving, Texas are eligible for membership.
- Employees of the Irving Independent School District (IISD) are eligible for membership.
- Employees of the Irving Police Department are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
3 more ways to join
Military, government and schools
- Employees of the Irving Convention and Tourist Bureau are eligible for membership.
Family and household
- Immediate family members of eligible employees or retirees are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Membership information collected October 5, 2026.