Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 691–705 results in Texas
- Members Choice Credit UnionPerformance Money MarketPerformance Money Market · $0 min · 0.10%–3.04% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. For the lowest tier, the rate may change at any time as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index (as of the last day of the prior month) less the stated margin, with a floor rate of no less than 0.10%. A $15.00 monthly fee applies if a minimum balance of $1,000 is not maintained at the end of the month or an aggregate direct deposit of at least $1,000 per month is not maintained.
Offer: Rate applies to entire balance if balance is within tier. $15 monthly fee is waived if a $1,000 balance is maintained at end of month or direct deposit of at least $1,000 per month is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 and upRate calculated as WSJP minus 4.00%, with a floor rate of 0.10%. Rate applies to entire balance. 3.04% Rate checked
More details - Members Choice Credit UnionClassic Money MarketClassic Money Market · $2,000 min · 0.10%–0.15% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate fixed account where the specified dividend rate for a tier applies to the entire balance in the account. Requires a minimum opening balance and minimum balance to earn dividends of $2,000.00. A $15.00 monthly fee applies if the minimum balance of $2,000.00 is not maintained.
Offer: Fixed rate. Rate applies to entire balance. $15 monthly fee is waived if a $2,000 minimum balance is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Classic Money Market Balance APY $2,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 1st University CUMoney MarketMoney Market · $2,500 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires membership with 1st University CU ($5.00 par value share). Minimum opening balance is $2,500. $10 monthly service fee waived by maintaining a $2,500 average daily balance. Maximum of 6 checks/transfers per month.
Offer: Dividends calculated on average daily balance and paid monthly. $10 monthly service fee if average daily balance is below $2,500. Minimum balance to earn APY is $1,500.
$10 monthly fee · Effective May 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $5,000 0.00% $5,000 – $40,000Your amount 0.10% $40,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Base savings (share) account required to maintain membership. Dividends credited/compounded quarterly based on daily balances.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Make deposits anytime throughout the year. Total balance transfers to Regular Savings on March 1st. Dividends credited/compounded quarterly based on daily balances.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
Offer: Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - Texas DPS Credit UnionMembership SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility required. Membership share account required for credit union accounts. Six monthly withdrawals allowed.
Offer: Dividends compounded quarterly.
0.00% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $99 0.00% $100 and upYour amount 0.10% Rate checked
More details - Texas DPS Credit UnionEasy Save SavingsSavings · $0 min · 0.10%–5.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Dividends compounded quarterly.
4.91% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Easy Save Savings Balance APY Up to $500 5.00% $501 and upYour amount 0.10% Rate checked
More details - Texas DPS Credit UnionAdditional SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Dividends compounded quarterly.
0.00% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Additional Savings Balance APY Up to $99 0.00% $100 and upYour amount 0.10% Rate checked
More details - East Texas Professional Credit UnionMoney Market Checking AccountsMoney Market Checking Accounts · $1,000 min · 0.05%–0.10% by balance
Credit union · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires approval through ChexSystems. Minimum opening deposit of $1,000. Minimum balance of $1,000 to avoid $7.50 monthly service fee. Dividends earned and paid monthly on balances of $1,000 or more. Unlimited check writing. Overdraft courtesy available. No fee on money orders. Free Online Banking.
Offer: Dividends compounded and credited monthly. Minimum balance of $1,000 to avoid $7.50 monthly service fee.
0.05% interest rate · $7.50 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY $1,000 – $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - Community Service Credit UnionRegular Savings (Membership Account)Savings · $100 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Establishes membership with CSCU ($5 minimum deposit must remain on deposit). Calculated on daily balance and paid monthly. Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance to earn APY is $100.00
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
Offer: $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.
0.10% interest rate · $2 monthly fee · Effective Sep 17, 2026
Rate checked
More details - VeraBankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.10% by balance
Bank · 42 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
Offer: Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge.
0.05% interest rate · $8 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.05% $1,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must have a membership account open. Can be used for overdraft protection.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum of $25 to keep R1CU Membership open. Overdraft protection available; transaction limits apply. Dividends paid quarterly based on daily balance.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches