Credit union · NCUA insured
Texas DPS Credit Union Savings Rates
Top CarrotTexas DPS Credit Union’s best savings rate is 0.10% APY on $10,000, with its Additional Savings. Rates checked October 16, 2026.
How Texas DPS Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Texas DPS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas DPS Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Membership Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas DPS Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas DPS Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Easy Save Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Dividends compounded quarterly. | 5.00% | — | Dividends compounded quarterly. |
| $501 and upDividends compounded quarterly. | 0.10% | $10 | Dividends compounded quarterly. |
Sources (1)
- txdpscu.org/loans/rates · captured Oct 6, 2026
Additional Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Dividends compounded quarterly. | 0.00% | — | Dividends compounded quarterly. |
| $100 and upDividends compounded quarterly. | 0.10% | $10 | Dividends compounded quarterly. |
Sources (1)
- txdpscu.org/loans/rates · captured Oct 6, 2026
Membership Savings
0.10%APY
Membership eligibility required. Membership share account required for credit union accounts. Six monthly withdrawals allowed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Dividends compounded quarterly. | 0.00% | — | Dividends compounded quarterly. |
| $100 and upDividends compounded quarterly. | 0.10% | $10 | Dividends compounded quarterly. |
Sources (3)
- txdpscu.org/accounts/savings-accounts/membership-savings
- txdpscu.org/loans/rates
- txdpscu.org/accounts/savings-accounts
All captured Oct 6, 2026
Special-purpose accounts
Youth Membership Savings
0.10%APY
Requires adult guardian and youth social security number. For every A received in Math, Science, English, and History, $2.00 will be deposited into savings account. 6 monthly withdrawals allowed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Dividends compounded quarterly. | 2.00% | — | Dividends compounded quarterly. |
| $501 and upDividends compounded quarterly. | 0.10% | $10 | Dividends compounded quarterly. |
Sources (3)
- txdpscu.org/accounts/savings-a…youth-membership-savings
- txdpscu.org/loans/rates
- txdpscu.org/accounts/savings-accounts
All captured Oct 6, 2026
Holiday Savings
0.10%APY
Save all year for holiday spending, vacations, or next big purchase. 1 withdrawal allowed yearly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Dividends compounded annually. | 0.00% | — | Dividends compounded annually. |
| $100 – $2,499Dividends compounded annually. | 0.20% | — | Dividends compounded annually. |
| $2,500 and upDividends compounded annually. | 0.10% | $10 | Dividends compounded annually. |
Individual Retirement Accounts
0.10%APY
Traditional and Roth IRA savings options available. Traditional IRAs allow tax-deferred savings with contributions permitted with earned income under age 70 1/2. Roth IRAs allow tax-free retirement withdrawals with contributions permitted after age 70 1/2 without required minimum distributions. Membership share account required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA Savings and ROTH IRA Savings. Dividends compounded monthly.Any balance | 0.10% | $10 | Applies to Traditional IRA Savings and ROTH IRA Savings. Dividends compounded monthly. |
Sources (3)
- txdpscu.org/accounts/savings-a…retirement-accounts-iras
- txdpscu.org/loans/rates
- txdpscu.org/accounts/savings-accounts
All captured Oct 6, 2026
Who can join Texas DPS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school within a ten-mile radius of the credit union in the Austin, Texas area are eligible to join.
Employers and groups
- Members of the Texas DPS Museum Association are eligible to join.
- Members of the Sheriffs’ Association of Texas are eligible to join.
- Members of the Texas Police Association are eligible to join.
Military, government and schools
- Individuals employed by, retired from, or having a common bond with the Texas Department of Public Safety or a public safety group are eligible to join.
Family and household
- Any immediate family member of a current credit union member is eligible to join.
Membership information collected October 5, 2026.