Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Oklahoma
- City National BankCNB High-Yield SavingsSavings · $50 min · 0.50%–2.00% by balance
Bank · 37 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per person. $20 minimum opening deposit. No monthly maintenance fee. To earn qualification rates, during each Monthly Qualification Cycle must have at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction, and be enrolled in eStatements.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Daily balances up to and including $30,000.
Qualified rate · No monthly fee · Effective Nov 27, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $30,000Your amount 2.00% Over $30,000 0.75%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Max Cash Checking or Max Cash Back Checking account. Variable rate account; rates may change without notice. Limit one Max checking account per household.
Offer: Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Max Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50%* Rate checked
More details - Frontier State BankMoney Market AccountMoney Market Account · $2,500 min · 1.97%–2.55% by balance
Bank · 1 branch
1.97%APY$197 a year on $10,000Requirements
Product: $12.00 monthly maintenance fee if balance falls below $2,500 any day during the statement cycle period. $500 minimum balance each day to earn disclosed APY.
Offer: Requires $500 minimum daily balance to earn stated APY. $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle.
1.95% interest rate · $12 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 1.97% $50,000 – $99,999 2.02% $100,000 – $249,999 2.07% $250,000 – $749,999 2.17% $750,000 and up 2.55% Rate checked
More details - Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 2 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - 1.85%APY$185 a year on $10,000
0.40% interest rate · Effective Mar 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.40% $10,000 – $100,000Your amount 1.85% $100,000 – $250,000 2.60% $250,000 and up 3.05% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 35 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - 1.76%APY$176 a year on $10,000
Requirements
Product: Interest compounded monthly and paid quarterly. Rate and APY may change at any time.
Offer: All balances earn stated rate. 6 free transactions per quarter, $1 per transaction thereafter.
1.75% interest rate · Compounded monthly · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - First Bank & TrustRegular Money MarketRegular Money Market · $1,500 min · 0.75%–2.02% by balance
Bank · 4 branches
1.76%APY$176 a year on $10,000Requirements
Product: Variable-rate interest-bearing account. $1,500.00 minimum to open. 6 withdrawals allowed per month (3 free withdrawals, $2.00 per withdrawal after 3). Balance below $1,500.00 incurs $3.00 monthly fee and interest reverts to Regular savings rate.
Offer: Balances below $1,500.00 earn Regular savings rate and incur a $3.00 monthly fee.
0.75% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $1,500 0.75% $1,500 – $10,000 1.66% $10,000 – $25,000Your amount 1.76% $25,000 – $100,000 1.92% $100,000 – $250,000 1.97% $250,000 and up 2.02% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: Standard rate without direct deposit requirement.
Qualified rate · No monthly fee
Rate checked
More details - Gateway First BankGateway Money MarketGateway Money Market · $1,000 min · 1.75%–2.50% by balance
Bank · 10 branches
1.75%APY$175 a year on $10,000Requirements
Product: Not available in AK, CA, GA, HI, IL, ME, MA, MT, NH, NY, RI, VT. Rates are variable and may change after account opening.
1.74% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Gateway Money Market Balance APY Up to $25,000Your amount 1.75% $25,000 and up 2.50% Rate checked
More details - Community BankAdvantage Money MarketAdvantage Money Market · $5,000 min · 0.36%–3.28% by balance
Bank · 2 branches
1.62%APY$162 a year on $10,000Requirements
Product: Interest is paid monthly based on daily ledger balance. A monthly minimum balance fee of $10.00 will be imposed if your balance falls below $5,000 any day of the month. Three (3) free debits / withdrawals per month; $10.00 each after that; Limit of six (6) debits / withdrawals each month.
Offer: Tier 1: $0 - $9,999.99 daily ledger balance. Monthly fee of $10.00 waived if balance stays at or above $5,000 every day of the month.
0.36% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 0.36% $10,000 – $100,000Your amount 1.62% $100,000 – $250,000 2.17% $250,000 – $500,000 2.91% $500,000 and up 3.28% Rate checked
More details - First Family Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 1.60%–2.00% by balance
Credit union · 6 branches
1.60%APY$160 a year on $10,000Requirements
Product: Dividends compounded monthly. Minimum daily balance of $1,000.00 required. Maximum of three withdrawals monthly before fee will be applied. A penalty for early withdrawal may be imposed (no less than 120 days dividends, whether earned or not).
Offer: $1,000.00 minimum daily balance required.
Compounded monthly · Effective Aug 7, 2025
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $24,999Your amount 1.60% $25,000 – $49,999 1.80% $50,000 and up 2.00% Rate checked
More details - Oklahoma Central Credit UnionElevate Money Market AccountElevate Money Market Account · $25 min · 0.00%–5.00% by balance
Credit union · 9 branches
1.50%APY$150 a year on $10,000Requirements
Product: Dividends compounded monthly. Dividend rate may change after account open. Membership conditions may apply.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Account Balance APY Up to $50,000Your amount 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.50% $500,000 – $2,500,000 5.00% $2,500,000 and up 0.00% Rate checked
More details - Oklahoma Central Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–1.65% by balance
Credit union · 9 branches
1.50%APY$150 a year on $10,000Requirements
Product: Dividends compounded and paid monthly. Dividend rate may change after account open. Six free withdrawals per month.
Offer: Minimum balance fee of $10 if daily balance drops below $2,000.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $30,000Your amount 1.50% $30,000 – $50,000 1.55% $50,000 and up 1.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oklahoma
270 accounts at 117 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 2.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches