Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in New Mexico
- U.S. Eagle Federal Credit UnionInvestment Plus Money MarketInvestment Plus Money Market · $1,000 min · 0.00%–0.60% by balance
Credit union · 10 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance is $1,000. Account is tiered-rate based on balance. Variable rate account.
Offer: Tier 1: $100 to $999.99
0.00% interest rate · Effective Sep 20, 2026
Rate by balance
Rate by balance for Investment Plus Money Market Balance APY $100 – $1,000 0.00% $1,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 – $150,000 0.60% $150,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
Offer: Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3 monthly maintenance fee if daily balance is under $100; waived with daily balance of $100 or more. 1 withdrawal/debit at no charge per month.
Offer: Minimum daily balance required to obtain APY is $100.00. Monthly maintenance fee of $3 is waived with daily balance of $100 or more.
0.50% interest rate · $3 monthly fee · Effective Aug 5, 2025
Rate checked
More details - U-1st Community Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $0 min · 0.00%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.50% $20,000 – $75,000 0.75% $75,000 – $250,000 1.00% Over $250,000 0.00% Rate checked
More details - Artesia Credit UnionRegular SharesSavings · $100 min · 0.20%–0.75% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must live, work, or worship in the state of New Mexico. Requires a $1 one-time membership fee and a $25 minimum balance at all times. Fees could reduce earnings.
Offer: $25 minimum balance required at all times. Fees could reduce earnings.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $5,000 0.20% $5,000 – $10,000 0.40% $10,000 – $35,000Your amount 0.50% $35,000 – $50,000 0.60% $50,000 – $100,000 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Three qualifiers required for premium rate: at least 1 automatic ACH payment or ACH direct deposit post and clear per qualification cycle, at least 12 debit card transactions post and clear per qualification cycle, and enroll and receive electronic statements. Earns base rate of 0.20% APY on all balances if qualifications are not met.
Offer: Qualifying rate tier for balances up to $50,000 when all 3 qualifiers are met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 26, 2026
Rate by balance
Rate by balance for Kasasa® Saver Balance APY Up to $50,000Your amount 0.50% Over $50,000 0.20%* Rate checked
More details - Everyone's Federal Credit UnionRegular Share SavingsSavings · $100 min · 0.35%–0.55% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Variable-rate account. Requires completion of payment of five shares ($5.00 par value each, totaling $25.00) in the Share Savings Account as a condition of admission to membership. A minimum balance of $25.00 must be maintained to participate in credit union products and services.
Offer: Must maintain a minimum average daily balance of $100.00 in the account to obtain the disclosed annual percentage yield.
0.35% interest rate
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $1,000 0.35% $1,000 – $5,000 0.40% $5,000 – $20,000Your amount 0.45% $20,000 – $50,000 0.50% $50,000 and up 0.55% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: $25 to open ($5 for minors).
Offer: $5 minimum opening deposit for minors.
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.35% $10,000 – $75,000Your amount 0.45% $75,000 and up 0.55% Rate checked
More details - Sunward Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.25%–1.35% by balance
Credit union · 13 branches
0.40%APY$40 a year on $10,000Requirements
Product: Dividend rate and APY may change at the discretion of the Board of Directors. Yields determined at the time of investment.
Offer: APY applies if dividends are not withdrawn during the term.
0.25% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 – $149,999 0.95% $150,000 – $199,999 1.15% $200,000 and up 1.35% Rate checked
More details - Estacado Federal Credit UnionRegular Share AccountSavings · $26 min · 0.25%–0.60% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Share accounts are insured up to $250,000 per account. All rates subject to change daily.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 and up 0.60% Rate checked
More details - 0.35%APY$35 a year on $10,000
0.35% interest rate · Effective Oct 17, 2025
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes membership with First Financial Credit Union. $5 minimum balance required of all members ($2/monthly fee if balance falls below $5). No monthly service fee if minimum balance is maintained.
Offer: Minimum balance of $5 or more to earn dividends. $2 monthly fee applies if balance falls below $5.
0.35% interest rate · Effective Jun 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches