Skip to content

Credit union · NCUA insured

High Desert Community Credit Union Savings Rates

High Desert Community Credit Union’s best savings rate is 0.35% APY on $10,000, with its Share Accounts. Rates checked October 22, 2026.

How High Desert Community Credit Union’s savings rates compare

Compared with banks and credit unions near Farmington, NM, where High Desert Community Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    High Desert Community Credit Union

    0.35%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $35

    Share Accounts

  • Top rate

    WaFd Bank

    3.82%APY

    Requires
    None
    Minimum
    $0
    Earns on $10,000 a year
    $382

    WaFd Bank rates

  • Top Carrot, Carrot Score 87

    2nd-highest rate

    First Financial Credit Union

    3.00%APY

    Requires
    Monthly account activity
    Minimum
    $0
    Earns on $10,000 a year
    $300

    First Financial Credit Union rates

Compare savings rates near you →

High Desert Community Credit Union savings score

75

Savings score

Higher than 40% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.35%
  • $10,000 balance$10,0000.35%
  • $100,000 balance$100,0000.35%
  • QualifiedQualified0.35%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where High Desert Community Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join High Desert Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Members and employees of the Aztec Chamber of Commerce are eligible for membership.
  • Employees of Kelly A. Eaves-Webb Farmers Insurance Agency are eligible for membership.
  • Employees of HDCCU and their immediate family members are eligible for membership.
  • Members of the Aztec Kiwanis Club are eligible for membership.
  • Members of the Aztec Lions Club are eligible for membership.
  • Members, volunteers, staff, and directors of the Aztec Museum (spelled 'Aztec Museaum' on website) are eligible for membership.
5 more ways to join

Employers and groups

  • Employees, board volunteers, and members of the Southside Domestic Water Association are eligible for membership.

Military, government and schools

  • Employees, retirees, and elected officials of the City of Aztec and City of Bloomfield are eligible for membership.
  • Current employees, retirees, and elected officials of San Juan County are eligible for membership.
  • Employees, retirees, and contracted employees of Aztec and Bloomfield Schools are eligible for membership.

Family and household

  • Immediate family members of existing members are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← High Desert Community Credit Union overview