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Credit union · NCUA insured

Estacado Federal Credit Union Savings Rates

Estacado Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Regular Share Account. Rates checked October 22, 2026.

How Estacado Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Hobbs, NM, where Estacado Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Estacado Federal Credit Union

    0.40%APY

    Minimum
    $26
    Earns on $10,000 a year
    $40

    Regular Share Account

  • Top rate

    WaFd Bank

    3.82%APY

    Minimum
    $0
    Earns on $10,000 a year
    $382

    WaFd Bank rates

  • 2nd-highest rate

    First National Bank Texas

    2.00%APY

    Minimum
    $0
    Earns on $10,000 a year
    $200

    First National Bank Texas rates

Compare savings rates near you →

Estacado Federal Credit Union savings score

76

Savings score

Higher than 41% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.40%
  • $100,000 balance$100,0000.60%
  • QualifiedQualified0.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Estacado Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Estacado Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Cochran County, Texas are eligible for membership.
  • Individuals who live, work, worship, or attend school in Gaines County, Texas are eligible for membership.
  • Individuals who live, work, worship, or attend school in Lea County, New Mexico are eligible for membership.
  • Individuals who live, work, worship, or attend school in Yoakum County, Texas are eligible for membership.

Military, government and schools

  • In person or online students of New Mexico Junior College or University of the Southwest in Lea County are eligible for membership.

Family and household

  • Individuals who have a family member who already belongs to Estacado Federal Credit Union are eligible for membership.
1 more way to join

Family and household

  • Individuals who live in a household of an existing member are eligible for membership.

Cost to join

  • A $1 one-time membership fee applies.
  • A minimum $25 savings deposit is required to open an account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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