Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in North Carolina
- 0.05%APY$5 a year on $10,000
Requirements
Product: Open with a $5 minimum deposit to establish credit union membership. Dividends compounded monthly.
0.05% interest rate · Compounded monthly
Rate checked
More details - American Partners Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: An initial deposit of $5 establishes your account. Represents share of ownership in the credit union. Six transactions per month.
0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $10,000Your amount 0.05% $10,001 – $49,999 0.10% $50,000 and up 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 100 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents each member's ownership share of the credit union. $5.00 establishes and maintains membership. Up to six savings withdrawals per calendar month without a fee.
Offer: $100.00 minimum balance to earn dividends. All dividends are posted to member accounts monthly.
Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Certificate Rollover Savings account. Variable rates.
0.05% interest rate · Effective Feb 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes AFCU membership. $5 one-time membership fee. $5 minimum balance. No monthly service charge.
Offer: $25 balance required to earn dividends. $5 minimum deposit and balance to open.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Also serves as your share of ownership in the credit union. Applicant must be 18 years of age.
Offer: Dividends credited and compounded quarterly.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 198 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required account for membership at United Credit Union. Monthly fee waived with another qualifying account relationship (excludes Holiday Club, IRA Money Market, or another Membership Savings).
Offer: Minimum balance to earn APY is $300.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - Langley Credit UnionTraditional Money MarketTraditional Money Market · $100 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum opening deposit of $100. Dividends calculated by average daily balance and compound monthly. No dividend will be earned in any dividend period if average daily balance is below $100. $5 deposit to Langley savings account required for membership.
Offer: Earns 0.05% APY on average daily balances above $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Traditional Money Market Balance APY $100 and up 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes Summit Credit Union membership. Requires depositing and maintaining at least $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum balance to open and maintain membership is $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account to set aside funds for specific purposes. No monthly fees. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum opening balance is $0. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches