Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Michigan
- TBA Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.02% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: This account is free when the daily minimum balance of $2,500 is maintained.
0.50% interest rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $99,999 1.00% $100,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: For savers with at least $10,000 to earn higher dividend rates without restrictions regarding length of deposit or transaction amounts.
Offer: Less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Gold Shares Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $75,000 0.50% $75,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: For savers with at least $5,000 to earn higher dividend rates without restrictions on length of deposit or transaction amounts.
Offer: Less than $5,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Silver Shares Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - North Central Area Credit UnionLiquid SaversSavings · $250 min · 0.10%–0.75% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may change after the account is opened. Subject to change without notice. Unlimited free deposits and withdrawals totaling at least $250 per transaction.
Effective Oct 22, 2026
Rate by balance
Rate by balance for Liquid Savers Balance APY $250 – $1,000 0.10% $1,000 – $5,000 0.25% $5,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 and up 0.75% Rate checked
More details - Circle Federal Credit UnionPremier Money MarketPremier Money Market · $0 min · 0.02%–1.01% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership required. Must qualify for Membership. Federally Insured by the NCUA up to $250,000. Equal Opportunity Lender.
Offer: Rates are variable and may change over time. All rates are subject to change without prior notice. These rates replace previously dated rates.
0.02% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 0.50% $25,000 – $75,000 0.75% $75,000 and up 1.01% Rate checked
More details - Community West Credit UnionNavigator SavingsSavings · $0 min · 0.50%–5.00% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Limit 1 per membership. Checking with a debit card required to open account. Not eligible for combination with business or youth savings accounts.
Qualified rate · 4.18% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Navigator Savings Balance APY Up to $500 4.25% $500 – $1,000 5.00% $1,000 – $2,500 2.50% $2,500 and upYour amount 0.50% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 16 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: *Terms & Conditions: Amplify Money Market *APY = Annual Percentage Yield. Rates accurate as of 5/4/26. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. An additional bonus dividend of 2.87% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking or Connect Checking account – In order to satisfy the relationship bonus dividend requirements, credit card and debit card transactions must be from accounts within the same membership as the Amplify Money Market account and transactions must be posted by 5:00 PM EST on the last business day of the month. Please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 3.37% APY. Rates are variable and subject to change without notice. Insured by NCUA.
Offer: Base dividend 0.50% APY. $0.01 minimum deposit required.
Qualified rate · 0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Soo Co-Op CUMoney Market SharesMoney Market Shares · $0 min · 0.15%–1.00% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. $10,000.00 minimum balance requirement to receive increased dividend; if balance falls below $10,000.00, the dividend rate will be equivalent to the Regular Savings Account. Rates may change any time after account is opened.
Offer: If balance falls below the $10,000.00 minimum, the dividend will be equivalent to the Regular Savings Account. Rate may change any time after account is opened.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000Requires $10,000.00 minimum balance. 0.75% $100,000 and upRequires $10,000.00 minimum balance. 1.00% Rate checked
More details - American 1 Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 16 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rate may change after account opening. Annual Percentage Yield is calculated by the daily balance method. Dividends may be paid quarterly, semi-annually, and annually.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Health Advantage Credit UnionMONEYPlus AccountSavings · $2,500 min · 0.50%–2.25% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered APY based on balance. Stated tier dividend rate applies to entire balance within tier. Minimum opening deposit $2,500.
Offer: 0.500% APY for balances $2,500\u2013$24,999.
0.49% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MONEYPlus Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $99,999 1.00% $100,000 – $249,999 1.75% $250,000 – $499,999 2.00% $500,000 and up 2.25% Rate checked
More details - U.P. State Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.25%–1.01% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 and up 1.01% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum daily balance of $250 avoids monthly service charge; monthly service charge is waived for customers age 55 or older upon request. Interest is compounded and credited quarterly.
Offer: $50 minimum daily balance to obtain APY. $250 minimum daily balance to avoid monthly service charge (waived for customers age 55 or older upon request).
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Lake Huron Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.51% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 0.50% $20,000 – $50,000 0.75% $50,000 – $75,000 1.01% $75,000 – $150,000 1.36% $150,000 and up 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Effective Nov 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches