Bank · FDIC insured
G.W. Jones Exchange Bank Savings Rates
G.W. Jones Exchange Bank’s best savings rate is 0.50% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How G.W. Jones Exchange Bank’s savings rates compare
Compared with banks and credit unions near South Bend, IN-MI, where G.W. Jones Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
G.W. Jones Exchange Bank
0.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $50
Statement Savings
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
G.W. Jones Exchange Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where G.W. Jones Exchange Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.50%APY
Minimum daily balance of $250 avoids monthly service charge; monthly service charge is waived for customers age 55 or older upon request. Interest is compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum daily balance to obtain APY. $250 minimum daily balance to avoid monthly service charge (waived for customers age 55 or older upon request).$50 and up | 0.50% | $50 | $50 minimum daily balance to obtain APY. $250 minimum daily balance to avoid monthly service charge (waived for customers age 55 or older upon request). |
Special-purpose accounts
Club Savings
0.50%APY
Specialized savings for holiday spending. Deposits must be made from another deposit account at G.W. Jones Exchange Bank. Interest posted at maturity; principal balance plus interest paid annually. Early closing fees apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$1 minimum balance to obtain APY. Deposits must be made from another deposit account at G.W. Jones Exchange Bank.$1 and up | 0.50% | $50 | $1 minimum balance to obtain APY. Deposits must be made from another deposit account at G.W. Jones Exchange Bank. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.