Credit union · NCUA insured
Lincoln Park Community CU Savings Rates
Lincoln Park Community CU’s best savings rate is 0.50% APY on $10,000, with its Gold Shares. Rates checked October 16, 2026.
How Lincoln Park Community CU’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Lincoln Park Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Lincoln Park Community CU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Gold Shares
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Lincoln Park Community CU savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln Park Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Platinum Shares
0.05%APY
Dividend rates declared quarterly; paid and compounded quarterly. For savers with $100,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Balance less than $100,000. | 0.05% | $5 | Balance less than $100,000. |
| $100,000 – $125,000Balance $100,000 to less than $125,000. | 0.70% | — | Balance $100,000 to less than $125,000. |
| $125,000 – $150,000Balance $125,000 to less than $150,000. | 0.70% | — | Balance $125,000 to less than $150,000. |
| $150,000 – $175,000Balance $150,000 to less than $175,000. | 0.70% | — | Balance $150,000 to less than $175,000. |
| $175,000 – $200,000Balance $175,000 to less than $200,000. | 0.70% | — | Balance $175,000 to less than $200,000. |
| $200,000 and upBalance over $200,000. | 0.70% | — | Balance over $200,000. |
Gold Shares
Up to 0.50%APY
For savers with at least $10,000 to earn higher dividend rates without restrictions regarding length of deposit or transaction amounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.05% | $5 | Less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $10,000 – $25,000$10,000 to less than $25,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | $50 | $10,000 to less than $25,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $25,000 – $50,000$25,000 to less than $50,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | — | $25,000 to less than $50,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $50,000 – $75,000$50,000 to less than $75,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | — | $50,000 to less than $75,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $75,000 – $100,000$75,000 to less than $100,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | — | $75,000 to less than $100,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $100,000 and upOver $100,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | — | Over $100,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
Sources (3)
All captured Sep 18, 2026
Silver Shares
Up to 0.50%APY
For savers with at least $5,000 to earn higher dividend rates without restrictions on length of deposit or transaction amounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Less than $5,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.05% | — | Less than $5,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $5,000 – $10,000$5,000 to less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.25% | $25 | $5,000 to less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
| $10,000 and upOver $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. | 0.50% | $50 | Over $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly. |
Sources (3)
All captured Sep 18, 2026
Regular Shares
0.05%APY
Establishes credit union membership and allows access to all other credit union services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly.$100 and up | 0.05% | $5 | Minimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly. |
Sources (3)
All captured Sep 18, 2026
Special Shares
0.05%APY
Special share account for special occasions or large purchases.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upApplies to Suffix 02, 04, 06, 09. Minimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly.$100 and up | 0.05% | $5 | Applies to Suffix 02, 04, 06, 09. Minimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.05%APY
A check is mailed on the first of November each year, or can be picked up or deposited into checking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly.$100 and up | 0.05% | $5 | Minimum average daily balance required to obtain the disclosed dividend rate. Dividends figured on average daily balance, paid and compounded quarterly. |
Sources (3)
All captured Sep 18, 2026
Who can join Lincoln Park Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals that live or work within the city of Lincoln Park are eligible for membership.
Military, government and schools
- Elected officials and employees of District Court #24 (Allen Park and Melvindale), and persons on pensions arising from such employment are eligible for membership.
- Employees of the city of Allen Park, Allen Park schools, or the Allen Park Post Office, Allen Park, Michigan, and persons on pensions arising from such employment are eligible for membership.
- Employees of the city of Melvindale, Michigan, and persons on pensions arising from such employment are eligible for membership.
Family and household
- Immediate families of eligible individuals or members are eligible for membership.
Membership information collected October 5, 2026.