Bank · FDIC insured
G.W. Jones Exchange Bank
A $122.8M bank headquartered in Marcellus, MI, with 3 branches in Michigan. Best rates: CDs 3.30% and savings 0.50% APY.
G.W. Jones Exchange Bank Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#19 of 22 in South Bend, IN-MI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About G.W. Jones Exchange Bank
G.W. Jones Exchange Bank is headquartered in Marcellus, Michigan.
- Headquarters
- 115 W Main St, Marcellus, MI 49067
- FDIC certificate
- 999 ↗
Branches
3 branches in Michigan
Loading map…
Michigan
3 branches
- G. W. Jones Exchange BankMain office115 W Main St, Marcellus, MI 49067Directions
- Cassopolis Branch110 Spencer Rd, Cassopolis, MI 49031Directions
- Edwardsburg Branch69139 M 62, Edwardsburg, MI 49112Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.36% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.64% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.90% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $22 | $81 | — |
- CapitalLeverage ratio10.36%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.64%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.90%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$22Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of G.W. Jones Exchange Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.