Credit union · NCUA insured
Lincoln Park Community CU
A $62.2M credit union headquartered in Lincoln Park, MI, with 3,052 members and 1 branch in Michigan. Best rates: savings 0.50% APY.
Lincoln Park Community CU Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#65 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lincoln Park Community CU
Founded in 1936 as Lincoln Park School Employees Credit Union, Lincoln Park Community Credit Union is headquartered in Lincoln Park, Michigan.
The credit union was renamed Lincoln-Allen Credit Union in 1974 before adopting Lincoln Park Community Credit Union in 1987.
- Headquarters
- 1400 Emmons Blvd, Lincoln Park, MI 48146-3836
- NCUA charter
- 61701
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals that live or work within the city of Lincoln Park are eligible for membership.
Military, government and schools
- Elected officials and employees of District Court #24 (Allen Park and Melvindale), and persons on pensions arising from such employment are eligible for membership.
- Employees of the city of Allen Park, Allen Park schools, or the Allen Park Post Office, Allen Park, Michigan, and persons on pensions arising from such employment are eligible for membership.
- Employees of the city of Melvindale, Michigan, and persons on pensions arising from such employment are eligible for membership.
Family and household
- Immediate families of eligible individuals or members are eligible for membership.
Branches
1 branch in Michigan
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Michigan
1 branch
- LPCCU Main OfficeMain office1400 Emmons Blvd, Lincoln Park, MI 48146Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.00% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.72% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $13 | $59 | — |
- CapitalNet worth ratio18.00%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$13Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lincoln Park Community CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.