Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 646–660 results in Illinois
- Credit Union 1Money Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 21 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.
Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a Let's Grow Checking account. When Grow Checking qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 earn 1.9819% interest rate (2.00% APY); daily balances over $100,000 earn 0.2497% interest rate on the portion over $100,000 (resulting in 2.00% to 1.13% APY). Non-qualifying balances earn 0.05% interest rate (0.05% APY) on entire balance. Interest paid monthly.
Offer: Non-qualifying balance and corresponding rate. Rate applies to entire balance when Let's Grow Checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available as a statement savings or passbook account; $15 fee to replace a lost passbook.
Offer: Avoid the $12 quarterly service fee by maintaining a $100 minimum daily balance. Interest compounded daily and credited quarterly.
0.05% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Applies to all balances when monthly qualifications on Kasasa Cash or Kasasa Cash Back checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in eStatements. Limit one account per SSN/ITIN.
Offer: Base rate applied to all balances if linked Kasasa checking qualifications are not met during the cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly maintenance fee of $5.00 is waived for customers under 25 years of age, over 62 years of age, not-for-profit organizations, or if the account maintains an average balance of $100.00 per statement cycle. ATM withdrawals are free at Shazam Privileged Status Network ATMs.
Offer: Daily balance method is used to calculate interest. Interest is compounded and added to the account quarterly. Variable interest rates may change after account opening.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Base APY. Earn interest on the entire balance.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 0.05% $50,000 – $250,000 0.08% $250,000 – $500,000 0.10% $500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum balance is required in the account; $5 deposit in savings is required for credit union membership.
Offer: Minimum daily balance of $100 required to earn APY. Balances of $100 or more earn interest.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly statement fee is $2.50, waived with eStatements, aggregate share balances over $200.00, a checking account, loan, or credit card. Minimum balance of $250 required to earn dividends. Minimum opening deposit is $5.00. Excessive withdrawal fee of $3.00 per withdrawal applies after 6 free per month.
0.05% interest rate · $2.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $500.00 minimum balance is required to open. After the account is opened a $100.00 minimum balance is required. Minimum transaction amount is $500.00.
Offer: Tier 1 - Balance up to $2,500. Minimum balance to open and to earn APY is $500.00.
0.02% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.02% $2,500 – $25,000Your amountBlended APY is 0.02% to 0.05%. Minimum balance to open is $500.00; 0.05%* $25,000 – $100,000Blended APY is 0.05% to 0.09%. Minimum balance to open is $500.00; 0.10%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly service charge of $12; minimum to avoid fee is $100 minimum balance or $250 average daily balance. Service charge waived for Senior Citizens (age 65 and older), Students (age 25 and under), Minors (age 18 and under), and Charitable Organizations.
Offer: $12 quarterly service charge waived with $100 balance or $250 average daily balance, or for seniors, students, minors, and charitable organizations.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash® Plus account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 30 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash Plus account qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch