Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Illinois
- 0.20%APY$20 a year on $10,000
Requirements
Offer: $10.00 monthly fee if balance falls below the $1,000 minimum balance requirement in the statement cycle. Compounding and payment of interest is monthly. APY and interest rate may change after account opening.
0.20% interest rate · $10 monthly fee
Rate checked
More details - Cornerstone Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.20%–0.95% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Fees could reduce earnings on your account. Three free withdrawals per month.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Three free withdrawals per month.
Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 and upYour amount 0.20% $20,000 and up 0.40% $75,000 and up 0.95% Rate checked
More details - Cornerstone Credit UnionInsured High Yield Money MarketInsured High Yield Money Market · $5,000 min · 0.20%–2.75% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Fees could reduce earnings on your account. Three free withdrawals per month.
Offer: Minimum balance requirements apply to average daily balance to earn stated dividends. Dividends are compounded daily and paid monthly. Three free withdrawals per month.
Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured High Yield Money Market Balance APY $5,000 and upYour amount 0.20% $50,000 and up 0.70% $100,000 and up 1.90% $250,000 and up 2.50% $500,000 and up 2.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly.
Offer: Compounded quarterly.
0.20% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly. Six (6) debit transactions per month with a $2.00 fee for each excessive transaction.
Offer: $5.00 monthly fee if balance falls below the $100 minimum balance in the statement cycle. APY compounded quarterly.
0.20% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
Offer: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - AscentraInvestor's ChoiceInvestor's Choice · $10,000 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
Offer: Tier applies to average daily balance of $10,000 to $24,999.99.
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Investor's Choice Balance APY $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account. Interest rate and yield may change at any time.
Offer: Minimum amount to obtain APY is $1.00. APY calculated based on a term of 365 days. Variable rate.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Tech Credit UnionMembership SavingsSavings · $25 min · 0.00%–0.60% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Dividends paid are determined by the amount of deposit balance within each rate tier.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $25 0.00% Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits. 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 and up 0.60% Rate checked
More details - ABD Federal Credit UnionRegular Share SavingsSavings · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Share Account has $5.00/month service charge on balances below $100.
Rate by balance
Rate by balance for Regular Share Savings Balance APY Any balance 0.05% $100 and upYour amountMinimum to avoid charge is $100.00. 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership account required to establish membership and access benefits. $5 minimum balance to keep membership active. Up to 8 sub-accounts allowed earning the same dividend rate. $10 fee if closed within 6 months; $5 fee per electronic withdrawal over 6/month; $5.00/month dormant fee after 2 years of inactivity.
Offer: Requires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly.
No monthly fee · Effective Jul 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch