Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Illinois
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications met: Bundled with qualifying Verve Premier Checking (monthly ACH direct deposits in checking totaling at least $500, valid email address, and enrolled in eStatements). Dividends compounded and paid monthly.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 80 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - The First National Bank of SpartaMoney MarketMoney Market · $1,000 min · 0.25%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.25% $1,000 and upYour amount 0.50% Rate checked
More details - MidAmerica National BankMoney Market AccountMoney Market Account · $2,500 min · 0.40%–0.75% by balance
Bank · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Daily interest is compounded and paid quarterly. If balance falls below $2,500.00, a $10.00 fee will be charged per month with no interest paid. Transfers from MMAs to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.
Offer: Rate may change after account is opened. Fees could reduce earnings. If balance falls below $2,500.00, a $10.00 monthly fee is charged with no interest paid.
0.40% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.40% $2,500 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.75% Rate checked
More details - First Robinson Savings BankFree Kasasa SaverSavings · $1 min · 0.25%–0.50% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash checking account. Must be a resident of primary market areas of Crawford County, IL, Knox County, IN or adjoining counties. Limit 1 account per SSN.
Offer: When Kasasa Cash qualifications are met (at least 10 debit card purchases post and settle, at least 1 direct deposit/ACH/bill pay transaction post and settle, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · 0.50% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $15,000Your amount 0.50% Over $15,000 0.25%* Rate checked
More details - Vicinity Credit UnionMoney MarketMoney Market · $500 min · 0.50%–2.50% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly. $500.00 minimum balance. Up to 6 withdrawals per month penalty-free ($5.00 penalty per withdrawal after).
Offer: Dividends paid quarterly.
0.50% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $20,000Your amount 0.50% $20,000 – $50,000 1.50% Over $50,000 2.50% Rate checked
More details - First National Bank in TaylorvilleMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: The interest rate and average percentage yield may change after account opening.
Offer: Minimum Daily Balance required to obtain APY. The interest rate and average percentage yield may change after account opening.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Limited to no more than 8 transfers and withdrawals per statement service charge cycle. A $10 Excess Activity Fee will be charged for each transaction listed over eight.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Membership open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Requires an It'sMyCU checking account. $20 membership fee required in savings account.
Offer: Earns 10% APY on balances up to $1,000. Checking account required.
Qualified rate
Rate by balance
Rate by balance for Easy Saver Balance APY Up to $1,000 10.00% $1,001 and upYour amountEarns 0.5% APY on balances over $1,000. 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividend paid monthly on the average daily balance. Rate may change after the account is opened. Requires a $20 minimum balance to establish credit union membership.
Offer: Dividend paid monthly on the average daily balance. Rate may change after the account is opened.
0.50% interest rate · Effective Jul 31, 2026
Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 28 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - Citizens National Bank of AlbionMoney Market AccountsMoney Market Accounts · $5,000 min · 0.50%–3.04% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Unlimited Transactions. $10.00 monthly charge if balance falls below $5,000.00.
Offer: $10.00 monthly charge if balance falls below $5,000.00
0.50% interest rate · $10 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 – $500,000 2.27% $500,000 and up 3.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch