Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Iowa
- 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Platinum Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All accounts are subject to credit qualifications. Sales tax may be applicable. Free ATM card included (in-branch pickup required; replacement cards $20).
Offer: Requires $0.01 minimum average daily balance to earn interest/APY. Interest is compounded in monthly statement cycle. Rates subject to change daily.
0.15% interest rate · Effective Sep 30, 2026
Rate checked
More details - Blackhawk Bank & TrustMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.15%–2.25% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Federal law limits the number of withdrawals and transfers you can make from your MMDA account during each statement cycle. Includes debit card and checks.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $500,000 1.50% $500,000 and up 2.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A minimum deposit of $100 is required to open this account and it is available to both individuals and businesses. ATM cards are included.
Offer: For approved customers.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable rate account compounded daily and paid monthly. Maximum of 6 preauthorized transfers per monthly statement cycle. Rates increase with higher balances.
Offer: Variable rate. Minimum daily balance to obtain APY. Compounded daily, paid monthly.
0.15% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Fund Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.50% $250,000 – $1,000,000 0.75% $1,000,000 and up 1.51% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opened with an initial membership deposit. Interest compounds daily and is credited monthly.
Offer: Minimum balance of $100.00 required to obtain stated APY. Interest compounds daily and is credited monthly.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance required to open. No maximum amount of Secondary Savings accounts per membership. Interest compounds daily and is credited monthly.
Offer: Minimum balance of $100.00 required to obtain stated APY. Interest compounds daily and is credited monthly.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: No minimum to earn dividends.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 11 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; rates and APYs may change at any time after opening. Interest compounded and credited monthly using the daily balance method. $100 minimum deposit to open. Monthly service charge is $5 if average daily balance is below $100, $4 if at least $100 but less than $250, and waived if $250 or more. A debit charge fee of $5 applies per debit in excess of 6 during a statement cycle. Unlimited deposits. Online account opening available.
Offer: Deposit tier 0 - $2,499. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $499,999 0.30% $500,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Transfers from this account to another account or third parties by preauthorized, automatic or telephone transfer are limited to 6 per monthly statement cycle. Fees disclosed may be subject to Iowa Sales Tax.
Offer: Minimum deposit of $10.00 is required to open an account. Minimum balance required to obtain the annual percentage yield.
0.15% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100,000Your amount 0.15% $100,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be an Iowa resident to apply (or planning to move to Iowa). Monthly maintenance fee of $3.00 applies if balance falls below $300. Activity fee of $0.50 per withdrawal over three per month.
Offer: Interest compounds quarterly. Monthly maintenance fee of $3.00 applies if balance falls below $300.
0.15% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Available in service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa. $1/monthly statement cycle if average daily balance falls below $100.00. Variable rate account.
Offer: $1/monthly statement cycle if avg. daily balance falls below $100.00. Variable rate account.
0.15% interest rate · $1 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch