Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Georgia
- Southeastern Credit UnionPerformance Money MarketPerformance Money Market · $1,000 min · 1.76%–3.03% by balance
Credit union · 9 branches
1.76%APY$176 a year on $10,000Requirements
Product: Avoid the minimum balance fee by maintaining a $1,000 daily minimum balance.
1.75% interest rate · Effective Jun 26, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $1,000 – $25,000Your amount 1.76% $25,001 – $50,000 2.02% $50,001 – $100,000 2.27% $100,001 – $250,000 2.52% Over $250,000 3.03% Rate checked
More details - NEW MILLENNIUM BANKMoney Market AccountMoney Market Account · $1,000 min · 1.75%–2.50% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: $1000.00 Minimum to open and earn APY. If daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply.
1.73% interest rate · $20 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 1.75% $100,000 – $250,000 2.00% $250,000 – $500,000Monthly fee of $20.00 applies if daily balance falls below $1,000 during statement cycle. 2.25% Over $500,000 2.50% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 14 branches
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 11 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Transfers of Kasasa Cash or Kasasa Cash Back earnings are automatic. Limit two accounts per social security number.
Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must maintain $500 average monthly balance to avoid service charge.
Offer: Must maintain $500 average monthly balance to avoid service charge.
1.49% interest rate · $8 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Super Personal Savings Balance APY Up to $100,000Your amount 1.50% $100,000 and up 2.60% Rate checked
More details - SRP Federal Credit UnionMember Boost Savings AccountSavings · $0 min · 0.37%–3.00% by balance
Credit union · 8 branches
1.50%APY$150 a year on $10,000Requirements
Product: Available for Consumer Accounts only; fiduciary accounts and business members are not eligible. Limited to one per membership. Tiered rates; minimum balance to earn stated APY is $0.01.
Offer: Minimum account balance to earn stated APY is $0.01.
0.37% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Member Boost Savings Account Balance APY Up to $10,000 0.37% $10,000 – $50,000Your amount 1.50% $50,000 – $250,000 2.25% $250,000 and up 3.00% Rate checked
More details - Center Parc Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–3.50% by balance
Credit union · 10 branches
1.50%APY$150 a year on $10,000Requirements
Product: Must be a member to open. Monthly service charge of $10.00 if $2,500 minimum daily balance is not met. Dividends are compounded and paid monthly.
Offer: No monthly service fee when maintaining a $2,500 minimum daily balance.
1.49% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.50% $100,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - Family Savings Credit UnionNGAGE Saving AccountSavings · $5 min · 0.70%–1.50% by balance
Credit union · 6 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.
Offer: Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account (12 debit card/credit card transactions, 1 ACH deposit/payment, and eDocuments enrollment).
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for NGAGE Saving Account Balance APY Up to $25,000Your amount 1.50% Over $25,000Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account. lower blended APY for balances over $125,000). 0.70% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must be 18 years of age or older; one Save to Win account per member only; must be a new or existing member in good standing. Minimum opening deposit is $25. Dividends compounded and paid monthly.
Offer: Dividends paid on balances of $0.01 or more. Account subject to minimum balance requirement of $25.
1.49% interest rate · Effective Apr 1, 2023
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Link to Southeastern Checking (Southeastern Cash or Cash Back). No minimum balance to earn rewards. No monthly maintenance fees.
Offer: Earned when qualifications on linked Southeastern Cash or Southeastern Cash Back account are met during a Monthly Qualification Cycle. No monthly maintenance fees. Minimum opening deposit $100 on rate sheet.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Jun 26, 2025
Rate checked
More details - Family First Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–2.25% by balance
Credit union · 3 branches
1.35%APY$135 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 required to open. Subject to restrictions such as six (6) transactions per month.
1.00% interest rate · Effective Oct 30, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.50% $50,000 – $100,000 1.75% $100,000 and up 2.25% Rate checked
More details - MembersFirst Credit UnionMoney MarketMoney Market · $100 min · 1.27%–1.82% by balance
Credit union · 14 branches
1.32%APY$132 a year on $10,000Requirements
Product: Tiered rate program based on Average Daily Balance. A minimum balance fee is incurred if average monthly balance falls below $1,000.00. Up to 6 debit transactions per month, 3 of which can be by check.
Offer: Interest paid monthly; tiered rates based on Average Daily Balance.
1.26% interest rate · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $1,000 1.27% $1,000 – $10,000 1.27% $10,000 – $25,000Your amount 1.32% $25,000 – $50,000 1.52% $50,000 – $100,000 1.70% $100,000 and up 1.82% Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 16 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 3 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches