Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Florida
- FLCBankPersonal Money MarketPersonal Money Market · $1,000 min · 0.10%–3.05% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Average Daily Balance $2,000 or $20 Monthly Service Charge. Rates are variable and subject to change. Minimum balance to obtain stated APYs applies per tier. Service charges may reduce earnings.
Offer: Less than $10,000
0.10% interest rate · $20 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 1.90% $100,000 – $199,999 2.66% $200,000 and up 3.05% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - FAMU Federal Credit UnionPlatinum Money Market AccountPlatinum Money Market Account · $5,000 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Requires a daily balance of $5,000 per month. A $35.00 monthly maintenance fee is assessed if the daily balance falls below $5,000. Includes overdraft protection, Rattler Debit Card, free cashier's checks, free wire-transfers, and free checks.
Offer: $35 monthly service charge if balance falls below daily minimum opening balance of $5,000.
0.20% interest rate · $35 monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. Up to 3 free withdrawals/debits per month; $4 per withdrawal/debit thereafter.
Offer: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more.
0.15% interest rate · $2 monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for First 1 Savings Account Balance APY Up to $2,500 0.15% $2,500 – $25,000Your amount 0.20% $25,000 – $250,000 0.25% $250,000 – $500,000 0.30% $500,000 and up 0.35% Rate checked
More details - PNB Community BankPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.17%–0.23% by balance
Bank · 3 branches
0.19%APY$19 a year on $10,000Requirements
Product: Variable rate earned on daily balance and credited monthly. Monthly fee of $15 is waived with a $1,000 daily balance or $5,000 average daily balance.
Offer: Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance.
0.17% interest rate · $15 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.17% $10,000 – $25,000Your amount 0.19% $25,000 – $50,000 0.19% $50,000 – $100,000 0.20% $100,000 and up 0.23% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires maintaining a First Federal Bank checking account. Up to 6 transfers per month allowed by telephone, preauthorized transfer, or other customer order; $10 charge per withdrawal over 6 per month. $14 monthly fee waived with a $2,500 daily balance. Interest compounded daily and credited monthly.
Offer: Maintain $2,500 daily balance to waive the $14 monthly service charge.
Qualified rate · Compounded daily · $14 monthly fee · Effective Oct 25, 2025
Rate by balance
Rate by balance for Cash Management Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.16% $50,000 – $250,000 0.53% $250,000 – $750,000 0.74% $750,000 – $1,000,000 0.87% $1,000,000 and up 1.08% Rate checked
More details - First Choice Credit UnionSuper Money MarketSuper Money Market · 0.15%–1.35% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: No penalty or fee for early withdrawals. Unlimited withdrawals in person at any FCCU branch. Funds not subject to Florida State Intangible Tax. $15.00/mo fee if balance falls below $50,000.
0.15% interest rate
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $50,000Your amount 0.15% $50,000 and up 1.35% Rate checked
More details - Miami Firefighters Federal Credit UnionShare (Savings) AccountSavings · $50 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: A balance of at least one share ($5) is required to establish and maintain membership. The balance in your Membership Savings Account must not be reduced below the value of one share ($5) at any given time.
0.15% interest rate · Effective May 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: This account is your membership account at the Credit Union, you’ll also earn quarterly dividends.
0.15% interest rate · Effective May 25, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes Credit Union Membership. Variable rate. APY accurate as of 10/22/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
Offer: Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.15% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Hello Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.15%–0.55% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance is $1,500. Limited to six withdrawals per month. Dividends earned are posted on the last day of each month.
Offer: Balance tier requires $1,500 minimum.
0.15% interest rate · Effective Jan 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 and upYour amount 0.15% $25,000 and up 0.35% $100,000 and up 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
Offer: Avoid $20 monthly maintenance fee by maintaining a $25,000 combined monthly average balance. $10,000 minimum daily balance to earn interest.
$20 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.50% $100,000 and up 1.35% Rate checked
More details - Champions First Credit UnionMain Share SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 9 branches
0.15%APY$15 a year on $10,000Requirements
Product: Holds $5.00 share of ownership. Dividends are compounded monthly and credited monthly on a calendar month basis. Variable APY subject to change at any time without notice.
Offer: Minimum balance to earn stated APY is $2,500.00 according to schedule.
0.05% interest rate · Compounded monthly
Rate by balance
Rate by balance for Main Share Savings Balance APY $100 – $2,500 0.05% $2,500 – $5,000 0.10% $5,000 and upYour amountMinimum balance to earn stated APY is $2,500.00. 0.15% Rate checked
More details - Power Financial Credit UnionPlatinum Relationship Money MarketPlatinum Relationship Money Market · $2,500 min · 0.15%–0.75% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Relationship levels are assigned for the following month based on the average daily balance of the aggregate amount of savings and/or checking balances for the current month excluding money market, share certificate, IRA and HSA balances. Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees.
Offer: Requires Platinum Relationship level based on qualifying checking/savings aggregate balances. Balances below $2,500 in Money Market accounts do not earn dividends.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Relationship Money Market Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch