Bank · FDIC insured
PNB Community Bank Savings Rates
PNB Community Bank’s best savings rate is 0.19% APY on $10,000, with its Premium Money Market Account. Rates checked October 15, 2026.
How PNB Community Bank’s savings rates compare
Compared with banks and credit unions near Crestview, FL, where PNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
PNB Community Bank
0.19%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $19
Premium Money Market Account
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
PNB Community Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.17%
- $10,000 balance$10,0000.19%
- $100,000 balance$100,0000.27%
- QualifiedQualified0.19%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PNB Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market Account
0.01%APY
Variable rate earned on daily balance and credited monthly. Intended for balances of $50,000 or more; rate drops substantially for lower balances. Monthly fee of $20 is waived with a $10,000 daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Monthly fee of $20 waived with $10,000 daily balance. | 0.01% | $1 | Monthly fee of $20 waived with $10,000 daily balance. |
| $50,000 – $100,000Monthly fee of $20 waived with $10,000 daily balance. | 0.20% | — | Monthly fee of $20 waived with $10,000 daily balance. |
| $100,000 – $250,000Monthly fee of $20 waived with $10,000 daily balance. | 0.27% | — | Monthly fee of $20 waived with $10,000 daily balance. |
| $250,000 – $500,000Monthly fee of $20 waived with $10,000 daily balance. | 0.42% | — | Monthly fee of $20 waived with $10,000 daily balance. |
| $500,000 and upMonthly fee of $20 waived with $10,000 daily balance. | 0.57% | — | Monthly fee of $20 waived with $10,000 daily balance. |
Sources (2)
All captured Oct 15, 2026
Premium Money Market Account
0.19%APY
Variable rate earned on daily balance and credited monthly. Monthly fee of $15 is waived with a $1,000 daily balance or $5,000 average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. | 0.17% | — | Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. |
| $10,000 – $25,000Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. | 0.19% | $19 | Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. |
| $25,000 – $50,000Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. | 0.19% | — | Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. |
| $50,000 – $100,000Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. | 0.20% | — | Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. |
| $100,000 and upMonthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. | 0.23% | — | Monthly fee of $15 waived with $1,000 daily or $5,000 average daily balance. |
Sources (2)
All captured Oct 15, 2026
Savings Account
0.01%APY
Variable rate earned on daily collected balance and credited quarterly. No maintenance fee with $100 daily balance, otherwise an $8 quarterly fee applies. Includes 9 free debits per quarter ($3 per excess debit).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate earned on daily collected balance and credited quarterly. $8 quarterly fee waived by maintaining a $100 daily balance.Any balance | 0.01% | $1 | Variable rate earned on daily collected balance and credited quarterly. $8 quarterly fee waived by maintaining a $100 daily balance. |
Sources (3)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.