Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Colorado
- Climb Credit UnionMoney MarketMoney Market · $0 min · 0.25%–1.50% by balance
Credit union · 7 branches
0.90%APY$90 a year on $10,000Requirements
Product: Variable rate based on Board of Directors discretion. Dividends compounded monthly and credited monthly using the average daily balance method.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.75% $10,000 – $20,000Your amount 0.90% $20,000 – $50,000 1.00% $50,000 – $90,000 1.25% $90,000 and up 1.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 68 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - SPACE AGEInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.00%–0.80% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $2,500 required to earn dividends; if balance falls below $2,500, dividend rate is paid at 1% below the Share account rate.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.00% $2,500 and upYour amount 0.80% Rate checked
More details - Wray State BankWray State Bank Money MarketWray State Bank Money Market · $2,500 min · 0.80%–1.81% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000Requirements
Product: Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $2,500.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 service charge per statement cycle waived if average collected daily balance is $2,500.00 or more.
Offer: No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid.
0.80% interest rate · $8 monthly fee · Effective Feb 23, 2026
Rate by balance
Rate by balance for Wray State Bank Money Market Balance APY $2,500 – $19,999Your amount 0.80% $20,000 – $45,000 1.31% $45,000 and up 1.81% Rate checked
More details - Wray State BankBrush State Bank Money MarketBrush State Bank Money Market · $1,000 min · 0.80%–3.30% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000Requirements
Product: Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $1,000.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 monthly service charge waived if average collected daily balance is $1,000.00 or more.
Offer: No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid.
0.80% interest rate · $8 monthly fee · Effective Feb 26, 2026
Rate by balance
Rate by balance for Brush State Bank Money Market Balance APY $1,000 – $19,999Your amount 0.80% $20,000 – $45,000 1.31% $45,000 – $50,000 1.51% $50,000 – $150,000 2.64% $150,000 and up 3.30% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Limit of six withdrawals per month; in-person withdrawals do not count towards this limit. $2.00 monthly service fee if the average daily balance drops below $100.
Offer: Interest calculated using daily balance method, credited per statement cycle. $2.00 monthly service fee if the average daily balance drops below $100.
0.75% interest rate · $2 monthly fee
Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 14 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Star Tech FCUMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.75%–2.03% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: No fees charged if account falls below a minimum balance.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $19,999Your amount 0.75% $20,000 – $99,999 1.01% $100,000 – $299,999 1.51% $300,000 – $499,999 1.77% $500,000 and up 2.03% Rate checked
More details - Air Academy Credit UnionSaver AccountSavings · $0 min · 0.15%–0.75% by balance
Credit union · 8 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, (a) post and clear at least one direct deposit or pre-authorized ACH, (b) post and clear twelve or more purchase transactions using your debit card, and (c) enroll in estatements during the monthly periodic statement cycle. When met, balances up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY. If qualifications are not met, 0.05% APY is received on the entire balance.
Offer: Earned on balances up to $50,000.00 when monthly qualifications in Cash Rewards or Cash Back Rewards Checking are met.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Saver Account Balance APY Up to $50,000Your amount 0.75% Over $50,000 0.15% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 28 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - On Tap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–2.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening balance of $1,000. Minimum balance to avoid a $10 fee is $1,000. Average daily balance method. Dividends compounded and credited monthly. Account transfer limitations apply.
Offer: Minimum required balance to avoid $10 fee is $1,000.00.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 2.75% $250,000 – $1,000,000Regular MM tier. 2.75% Rate checked
More details - Farmers & Merchants Bank of ColbyElite CashSavings · $100 min · 0.75%–5.00% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Offer: Must enroll in eStatements; 10 debit card purchases; 1 ACH debit or credit; $100 min opening deposit
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Cash Balance APY Up to $10,000 5.00% $10,000 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Maintain $25 balance in regular share account. Interest is declared and paid quarterly.
Offer: Minimum balance of $25 required to obtain APY. Interest is declared and paid quarterly.
0.75% interest rate · Effective May 1, 2026
Rate checked
More details - Canvas Credit UnionReverse Tier Savings AccountSavings · $0 min · 0.30%–5.00% by balance
Credit union · 36 branches
0.75%APY$75 a year on $10,000Requirements
Product: No fees. No minimum deposit or balance. Limit of one Reverse Tier Savings Account per member. Canvas Credit Union membership required.
Offer: Rate applies to balances from $0 to $2,000.
No monthly fee
Rate by balance
Rate by balance for Reverse Tier Savings Account Balance APY Up to $2,000 5.00% $2,000 – $5,000 1.50% $5,000 – $10,000Your amount 0.75% $10,000 – $50,000 0.40% Over $50,000 0.30% Rate checked
More details - Partner Colorado Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–1.75% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires a minimum deposit and ongoing balance of $1,000. If the balance falls below the minimum, a monthly fee applies.
Offer: Starting rate tier for the tiered-rate money market account.
Rate by balance
Rate by balance for Money Market Account Balance APY Any balanceYour amount 0.75% $100,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches