Credit union · NCUA insured
Peoples CU Savings Rates
Peoples CU’s best savings rate is 0.75% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How Peoples CU’s savings rates compare
Compared with banks and credit unions in Colorado, where Peoples CU has the most branches. $10,000, best rate first.
This credit union’s best
Peoples CU
0.75%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $75
Regular Shares
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Peoples CU savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.75%APY
Maintain $25 balance in regular share account. Interest is declared and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25 required to obtain APY. Interest is declared and paid quarterly.$25 and up | 0.75% | $75 | Minimum balance of $25 required to obtain APY. Interest is declared and paid quarterly. |
Special-purpose accounts
Christmas Club Accounts
5.00%APY
Must maintain $25 in regular share account. Interest is paid annually. No interest is paid if account is closed early.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$5 minimum deposit and balance to obtain APY, up to $5,000 maximum balance plus $25 in regular share account. Interest paid annually; no interest paid if account is closed early.Up to $5,000 | 5.00% | — | $5 minimum deposit and balance to obtain APY, up to $5,000 maximum balance plus $25 in regular share account. Interest paid annually; no interest paid if account is closed early. |
VACATION CLUB ACCOUNTS
4.75%APY
Must maintain $25 in regular share account. Interest is paid annually. No interest is paid if account is closed early.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$5 minimum deposit and balance to obtain APY, up to $5,000 maximum balance plus $25 in regular share account. Interest paid annually; no interest paid if account is closed early.Up to $5,000 | 4.75% | — | $5 minimum deposit and balance to obtain APY, up to $5,000 maximum balance plus $25 in regular share account. Interest paid annually; no interest paid if account is closed early. |
Who can join Peoples CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Baca County, Colorado.
- Membership is open to individuals within Stanton and Morton counties in Kansas.
- Membership is open to individuals residing in Prowers, Bent, Otero, and Las Animas counties in Colorado.
Cost to join
- Opening a new account requires a deposit of check or cash, along with a form of identification and Social Security number.
Membership information collected October 4, 2026.