Bank · FDIC insured
Wray State Bank Savings Rates
Wray State Bank’s best savings rate is 0.80% APY on $10,000, with its Brush State Bank Money Market. Rates checked October 22, 2026.
How Wray State Bank’s savings rates compare
Compared with banks and credit unions near Greeley, CO, where Wray State Bank has the most branches. $10,000, best rate first.
This bank’s best
Wray State Bank
0.80%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $80
Wray State Bank Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Meritrust Credit Union – Colorado
3.50%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Wray State Bank savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.80%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0002.64%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wray State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Brush State Bank Money Market
0.80%APY
Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $1,000.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 monthly service charge waived if average collected daily balance is $1,000.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $19,999No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. | 0.80% | $80 | No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $20,000 – $45,000No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. | 1.31% | — | No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $45,000 – $50,000No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. | 1.51% | — | No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $50,000 – $150,000No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. | 2.64% | — | No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $150,000 and upNo monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. | 3.30% | — | No monthly service charge if average collected daily balance is $1,000.00 or more; otherwise $8 per statement cycle with no interest paid. |
Sources (1)
- wraystatebank.com/brush-money-market-rates · captured Sep 17, 2026
Wray State Bank Money Market
0.80%APY
Interest rates and APYs are variable and may change at any time after account is opened. Interest earned on collected daily balance exceeding $2,500.00; interest is paid monthly by compounding to the account on the statement cycle date. Unlimited withdrawals. $8 service charge per statement cycle waived if average collected daily balance is $2,500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $19,999No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. | 0.80% | $80 | No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $20,000 – $45,000No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. | 1.31% | — | No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. |
| $45,000 and upNo monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. | 1.81% | — | No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. |
Sources (1)
- wraystatebank.com/wray-money-market-rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.