Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in California
- 0.15%APY$15 a year on $10,000
Requirements
Product: Opening a savings account is the first step for membership at CVFCU. No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
Offer: Fixed rate type. Earns monthly dividends on balances of $25 & up.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Alta VistaCUPremier Money MarketPremier Money Market · $2,000 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open with a minimum balance of $2,000 to start earning dividends. Monthly service fee of $10.00 is waived with a $2,000.00 minimum daily balance. Dividends are calculated daily and compounded monthly.
Offer: Minimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.
0.15% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,000 – $19,999Your amount 0.15% $20,000 and up 0.20% Rate checked
More details - Gain Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: $5.00 deposit establishes Credit Union membership and ownership. Rates are variable and may change after opening.
Offer: Minimum balance to earn dividends is $100.00. Rates are variable and may change after opening.
0.00% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Savings Account Balance APY Up to $99 0.00% $100 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $5 minimum balance is required to maintain membership / open account.
Offer: Minimum balance to earn dividend / APY is $25.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - Open BankWell-Being Money MarketWell-Being Money Market · $1,000 min · 0.15%–0.75% by balance
Bank · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rates and APYs are variable and can change daily after account opening. Offers tiered interest yield.
Offer: Rates and APYs are variable and can change daily after account opening.
0.15% interest rate · Effective Apr 15, 2024
Rate by balance
Rate by balance for Well-Being Money Market Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $3,000,000 0.65% $3,000,000 and up 0.75% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Platinum tier for balance of $24,999 or less.
Qualified rate · 0.13% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.13% $25,000 – $99,999 0.13% $100,000 – $249,999 0.18% $250,000 – $499,999 0.20% $500,000 – $999,999 0.19% $1,000,000 and up 0.23% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: $100 minimum opening deposit ($0 for California Uniform Transfer to Minors Act accounts). No monthly maintenance fee with electronic statements (paper statement fee applies). Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Rewards Program Platinum tier (requires Premier Plus Checking and combined deposit balances >= $25,000).
Qualified rate · 0.13% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.13%APY$12 a year on $10,000
Requirements
Product: Additional requirements apply for GoldStar® membership. No monthly fees if requirements are met.
Offer: GoldStar® membership required. Balance of $50+ to earn monthly dividends; $5 minimum balance.
0.13% interest rate · No monthly fee · Effective Jul 28, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: $100 minimum opening deposit ($0 for California Uniform Transfer to Minors Act accounts). No monthly maintenance fee with electronic statements (paper statement fee applies). Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Rewards Program Gold tier (requires Premier Plus Checking and combined deposit balances >= $25,000).
Qualified rate · 0.12% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Gold tier for balance of $24,999 or less.
Qualified rate · 0.12% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.12% $25,000 – $99,999 0.12% $100,000 – $249,999 0.17% $250,000 – $499,999 0.19% $500,000 – $999,999 0.18% $1,000,000 and up 0.22% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: $100 minimum opening deposit ($0 for California Uniform Transfer to Minors Act accounts). No monthly maintenance fee with electronic statements (paper statement fee applies). Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Rewards Program Silver tier (requires Premier Plus Checking and combined deposit balances >= $25,000).
Qualified rate · 0.11% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Delta Schools Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain a minimum balance of $5. Dividends compound monthly and are posted quarterly based on average daily balance (ADB).
Offer: Average daily balance (ADB) of $100 or less earns 0.000% APY.
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% Over $5,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. First step to becoming an SBCFCU member. Subaccounts available. Rate is variable and may change at any time.
Offer: Variable rate. All deposited funds earn the dividend rate for the qualifying tier. Stated as free to open and no minimum balance requirement to maintain the account, but $100.00 balance tier to earn stated APY on the rate supplement.
0.10% interest rate · No monthly fee · Effective Aug 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary Share account. Variable rate.
Offer: Variable rate. All deposited funds earn the dividend rate for the qualifying tier.
0.10% interest rate · Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches